4816 Ipswitch Ct, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4816 Ipswitch Ct, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,889 sqft · built 1967
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Sep 2026)
Tax Bill	$6,526 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`239-0271-008-0000`

Property Details

APN / Parcel Number

Primary APN	`239-0271-008-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,889 sqft Living Area
1st Floor Area	965 sqft
2nd Floor Area	924 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Pool Area	13,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4816 IPSWITCH CT
City	FAIR OAKS
State	CA
Zip	95628-4413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LARCHMONT HILLS 07, LOT 458
Legal Subdivision	LARCHMONT HILLS 07
Legal Lot Number	458
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3003
Census Tract	7904

Owner

Source: Sacramento County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4816 IPSWITCH CT, FAIR OAKS, CA 95628-4413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Grant Deed, Transfer · Conventional Mortgage GOLDEN 1 CREDIT UNION
May 13, 2020	Deed of Trust, Mortgage · Conventional with PMI GOLDEN 1 CU
May 14, 2018	Grant Deed, Transfer · Conventional with PMI GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2026 · Amount on Record
Deed Sale	Sep 4, 2026 · Amount on Record
Prior Sale	May 14, 2018 · Amount on Record
Deed Book / Page	20260904 / 423
Prior Transfer Date	Aug 26, 2026
Prior Transfer Doc	2026000423
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 4, 2026
Property Address	4816 IPSWITCH CT, FAIR OAKS, CA 95628-4413
Document Number	2026000423
Book / Page	20260904 / 423
Instrument Date	Aug 26, 2026
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	ATLAS TITLE

Transaction

Amount	Amount Recorded
Tax	$16,665.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4816 IPSWITCH CT, FAIR OAKS, CA 95628-4413

Mortgage

Document Number	2026000424,
Date	Sep 4, 2026
Book Page	20260904/424

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4816 IPSWITCH CT, FAIR OAKS, CA 95628-4413
Document Number	2005200623
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4816 IPSWITCH CT FAIR OAKS CA 956284413, FAIR OAKS, CA 95628-4413

Mortgage

Document Number	2005200623
Date	May 20, 2020
Instrument	2005200623

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 14, 2018
Property Address	4816 IPSWITCH CT, FAIR OAKS, CA 95628-4413
Document Number	1805140797
Instrument Date	May 9, 2018
Instrument	1805140797
Transaction Type	Transfer
Record Updated	May 29, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4816 1PSWITCH CT FAIR OAKS CA 95628, FAIR OAKS, CA 95628

Mortgage

Document Number	1805140798
Date	May 14, 2018
Instrument	1805140798

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$557,073 (+2%) Land $99,034 Building $458,039
2025	$6,526.00 (+2.19%) Homeowner's exemption	$546,151 (+4.04%) Land $97,093 Building $449,058
2024	$6,386.00 (+1.62%)
2023	$6,284.00 (+2.06%) Homeowner's exemption	$524,945 Land $93,324 Building $431,621
2022	$6,157.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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