4809 Ipswitch Ct, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4809 Ipswitch Ct, Fair Oaks, CA 95628

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,479 sqft · built 1967
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Tax Bill$2,774 (2025)
Deeds & MortgagesJan 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN239-0271-005-0000

Property Details

APN / Parcel Number

Primary APN239-0271-005-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,479 sqft Living Area
1st Floor Area1,479 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleL-Shape
Exterior MaterialStucco
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage Area465 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4809 IPSWITCH CT
CityFAIR OAKS
StateCA
Zip95628-4413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionLARCHMONT HILLS 07, LOT 461
Legal SubdivisionLARCHMONT HILLS 07
Legal Lot Number461
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group3
Census Block3003
Census Tract7904

Owner

4809 Ipswitch Ct is owned and occupied by two individuals.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4809 IPSWITCH CT, FAIR OAKS, CA 95628-4413
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4809 IPSWITCH CT, FAIR OAKS, CA 95628-4413
Document Number1801101081
Instrument DateJan 3, 2018
Transaction TypeMortgage
Record UpdatedJan 19, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4809 IPSWITCH CT FAIR OAKS CA 956284413, FAIR OAKS, CA 95628-4413

Mortgage

Document Number1801101081
DateJan 10, 2018
Instrument1801101081
Lender
NameSCHOOLS FIN'L CU
TypeCredit Union
AddressSACRAMENTO, CA 95853-7000
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJan 9, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4809 Ipswitch Ct was $2,774 with a homeowner's exemption, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$240,372 (+2%) Land $129,959 Building $110,413
2025$2,774.00 (+2.21%) Homeowner's exemption$235,660 Land $127,411 Building $108,249
2024$2,714.00 (+1.69%)
2023$2,669.00 (+2.07%) Homeowner's exemption$226,511 Land $122,464 Building $104,047
2022$2,615.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4809 Ipswitch Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4809 Ipswitch Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people · EPA ID CA3410004
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Succeed.Net.

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