4815 E Saddle Ave, Flagstaff, AZ 86004 Property Records

Coconino County property record for 4815 E Saddle Ave, Flagstaff, AZ 86004

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,884 sqft · built 1973
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on Record
Tax Bill	$2,331 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`301-75-016`

Property Details

APN / Parcel Number

Primary APN	`301-75-016`
Alternative APN	`R0009891`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,884 sqft Living Area
1st Floor Area	1,884 sqft

Exterior

Year Built	Built 1973
Exterior Material	Concrete Block
Construction Type	Concrete
Lot Area	50,965 sqft (1.17 acres)
Garage Type	Detached
Garage Area	480 sqft
Porch	Porch
Porch Area	225 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R0009891
Street Address	4815 E SADDLE AVE
City	FLAGSTAFF
State	AZ
Zip	86004-5237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: TIMBERLINE EST AM LOT: 55 SIXTEENTH: NE QUARTER: SE SECTION: 08 TOWNSHIP: 22N RANGE: 08E
Legal Range	08E
Legal Township	22N
Legal Section	08
Legal Subdivision	TIMBERLINE EST AM
Legal Lot Number	55
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	3
Census Block	3003
Census Tract	1301

Owner

Source: Coconino County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4815 E SADDLE AVE, FLAGSTAFF, AZ 86004-5237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG
Aug 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROSENFELD EDWARD J TRUST (RT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2014
Deed Sale	May 13, 2014
Deed Document Number	3691716
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Jul 17, 2020
Property Address	4815 E SADDLE AVE, FLAGSTAFF, AZ 86004-5237
Document Number	0003879662
Instrument Date	Jul 14, 2020
Instrument	3879662
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	CLEAR TITLE AGENCY/FLAGSTAFF, CLEAR TITLE AGCY/FLAGSTAFF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$433.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	221 E DURHAM ST #1 PHILADELPHIA PA 191191825, 1, PHILADELPHIA, PA 19119-1825

Mortgage

Document Number	3879663
Date	Jul 17, 2020
Instrument	3879663

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4815 E SADDLE AVE, FLAGSTAFF, AZ 86004-5237
Document Number	0003824845
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018
Title Company	EMPIRE W TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66600 CIBOLA LAKE RD CIBOLA AZ 853289001, CIBOLA, AZ 85328-9001

Mortgage

Document Number	0003824845
Date	Sep 10, 2018
Instrument	3824845

Lender

Name	ROSENFELD EDWARD J TRUST (RT)
Address	PO BOX 2674, WEST COVINA, CA 91793-2674

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Sep 9, 2020

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,194 (-16.75%) Land $10,616 Building $24,578
2025	$2,331.00 (+9.23%) Homeowner's exemption		$351,932 (-16.75%) Land $106,157 Building $245,775
2024		$42,275 Land $10,616 Building $31,659
2023	$2,134.00 Homeowner's exemption		$422,742 Land $106,157 Building $316,585

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	32 (2010–2022)
Claims Outside the SFHA	32 of 32
Most Recent Claim	Oct 2022 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 86% of Arizona
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DONEY PARK WATER private · serves 9,222 people · EPA ID AZ0403005
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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