4813 Merchant Trl, Denton, TX 76207 Property Records

Denton County property record for 4813 Merchant Trl, Denton, TX 76207

Property Summary

Property Type	Single Family Home
Details	1,951 sqft · built 2020
Lot Size	0.139 acres (6,055 sqft)
Owner	2 Individual Names on File
Last Sale	$404,320 (Dec 2025)
Tax Bill	$6,907 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R705497`

Property Details

APN / Parcel Number

Primary APN	`R705497`
Alternative APNs	`SD4603A-0000011-0000-0015-0000` `SD4603A-0000011-0000-0015` `895587`

Interior

Stories	1 Story
Building Area	1,951 sqft Living Area
Gross Area	2,369 sqft
1st Floor Area	1,951 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	6,055 sqft (0.139 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	176 sqft

Location & Zoning

Street Address	4813 MERCHANT TRL
City	DENTON
State	TX
Zip	76207-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEAVER CREEK PHASE 2 BLK 11 LOT 15
Legal Subdivision	BEAVER CREEK PHASE 2
Legal Block	11
Legal Lot Number	15
Jurisdiction	DENTON TX
Township / Civil Division	DENTON
Census Block Group	1
Census Block	1013
Census Tract	20504

Owner

4813 Merchant Trl is owned and occupied by two individuals who bought it in December 2025.

Source: Denton County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4813 MERCHANT TRL, DENTON, TX 76207-1719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Vendor's Lien, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Oct 6, 2025	Deed, Transfer CAPITAL TITLE
Jan 15, 2021	Vendor's Lien, Subdivision Related Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2025 · Amount on File
Deed Sale	Dec 17, 2025 · Amount on File
Prior Sale	Oct 6, 2025 · Amount on File
Deed Document Number	2025141466
Prior Transfer Date	Sep 8, 2025
Prior Transfer Doc	0000112499
Record Updated	Oct 29, 2026

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Dec 17, 2025
Property Address	4813 MERCHANT TRL, DENTON, TX 76207-1719
Document Number	0000141466
Map Reference	FILE 2017-208
Instrument Date	Dec 15, 2025
Instrument	2025-141466
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4813 MERCHANT TRL, DENTON, TX 76207-1719

Mortgage

Document Number	0000141467
Date	Dec 17, 2025
Instrument	2025-141467

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	DENTON TX
Recording Date	Oct 6, 2025
Property Address	4813 MERCHANT TRL, DENTON, TX 76207-1719
Document Number	0000112499
Map Reference	DOC 2017-208
Instrument Date	Sep 8, 2025
Instrument	2025-112499
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	CAPITAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5929 ROYAL PALM DR, PLANO, TX 75093-4787
Investor	Possibly a Property Investor

January 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Jan 15, 2021
Property Address	4813 MERCHANT TRL, DENTON, TX 76207-1719
Document Number	0000008395
Map Reference	DOC 2017-208
Instrument Date	Dec 30, 2020
Instrument	2021-008395
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4813 MERCHANT TRL, DENTON, TX 76207-1719

Mortgage

Document Number	0000008396
Date	Jan 15, 2021
Instrument	2021-008396

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4813 Merchant Trl was $6,907, up 2.6% from the year before.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Denton City
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,659 (-7.13%) Land $84,768 Building $237,891	$322,659 (-7.13%) Land $84,768 Building $237,891
2025	$6,907.00 (+2.6%)	$347,414 Land $84,768 Building $262,646	$347,414 Land $84,768 Building $262,646
2024	$6,732.00 (-5.66%)
2023	$7,136.00 (+12.29%)	$373,747 Land $84,768 Building $288,979	$373,747 Land $84,768 Building $288,979
2022	$6,355.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4813 Merchant Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4813 Merchant Trl is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 44% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENTON serves 150,037 people · EPA ID TX0610002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 60
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Kwikbit, Nextlink.

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