4804 Merchant Trl, Denton, TX 76207 Property Records

Denton County property record for 4804 Merchant Trl, Denton, TX 76207

Property Summary

Property Type	Single Family Home
Details	2,996 sqft · built 2020
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on Record
Last Sale	$295,400 (Jun 2020)
Tax Bill	$8,246 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R705487`

Property Details

APN / Parcel Number

Primary APN	`R705487`
Alternative APNs	`SD4603A-0000012-0000-0002-0000` `SD4603A-0000012-0000-0002` `1060173`

Interior

Stories	2 Stories
Building Area	2,996 sqft Living Area
Gross Area	3,447 sqft
1st Floor Area	1,288 sqft
2nd Floor Area	1,708 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	5,750 sqft (0.132 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	115 sqft

Location & Zoning

Street Address	4804 MERCHANT TRL
City	DENTON
State	TX
Zip	76207-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEAVER CREEK PHASE 2 BLK 12 LOT 2
Legal Subdivision	BEAVER CREEK PHASE 2
Legal Block	12
Legal Lot Number	2
Jurisdiction	DENTON TX
Township / Civil Division	DENTON
Census Block Group	1
Census Block	1013
Census Tract	20504

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4804 MERCHANT TRL, DENTON, TX 76207-1718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Jun 10, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2020 · Amount on Record
Deed Sale	Jun 10, 2020 · Amount on Record
Deed Document Number	202079357
Prior Transfer Date	Jun 5, 2020
Prior Transfer Doc	0000079357
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	4804 MERCHANT TRL, DENTON, TX 76207-1718
Transaction Type	Mortgage
Record Updated	Jan 9, 2023
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4804 MERCHANT TRL, DENTON, TX 76207-1718

Mortgage

Document Number	0000001501
Date	Jan 4, 2022
Instrument	2022-001501

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

June 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DENTON TX
Recording Date	Jun 10, 2020
Property Address	4804 MERCHANT TRL, DENTON, TX 76207-1718
Document Number	0000079357
Instrument Date	Jun 5, 2020
Instrument	79357
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4804 MERCHANT TRL DENTON TX 762071718, DENTON, TX 76207-1718

Mortgage

Document Number	79358
Date	Jun 10, 2020
Instrument	79358

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Denton City
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,544 (-5.59%) Land $80,499 Building $311,045	$391,544 (-5.59%) Land $80,499 Building $311,045
2025	$8,246.00 (+1.9%)	$414,743 (-2.15%) Land $80,499 Building $334,244	$414,743 (-2.15%) Land $80,499 Building $334,244
2023	$8,092.00 (+8.15%)	$423,845 Land $80,499 Building $343,346	$423,845 Land $80,499 Building $343,346
2022	$7,482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 44% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENTON serves 150,037 people · EPA ID TX0610002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 60
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Kwikbit, Nextlink.

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