4813 Marblehead Bay Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 4813 Marblehead Bay Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,576 sqft · built 1995
Lot Size	0.26 acres (11,309 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Oct 2015)
Tax Bill	$7,759 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`122-386-20-00`

Property Details

APN / Parcel Number

Primary APN	`122-386-20-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,576 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	11,309 sqft (0.26 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	4813 MARBLEHEAD BAY DR
City	OCEANSIDE
State	CA
Zip	92057-3411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 689 TR 012385
Legal Subdivision	WHELAN RANCH
Legal Tract	012385
Legal Block	1
Legal Lot Number	689
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	18617

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4813 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Sep 13, 2021	Intrafamily Transfer, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Sep 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 15, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Jul 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2015 · Amount on Record
Deed Sale	Oct 30, 2015 · Amount on Record
Prior Sale	Nov 21, 1995 · Amount on Record
Deed Document Number	2015567101
Prior Transfer Date	Oct 11, 1995
Prior Transfer Doc	0000528561
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4813 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3411
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000240959
Date	Jun 19, 2019
Instrument	2019-0240959

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4813 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3411
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4813 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3411

Mortgage

Document Number	0000043671
Date	Jan 20, 2021
Instrument	2021-0043671

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 13, 2021
Property Address	4813 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3411
Document Number	0000646713
Map Reference	MAP 12385
Instrument Date	Sep 8, 2021
Instrument	2021-0646713
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4813 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3411

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 13, 2021
Property Address	4813 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3411
Document Number	0000646711
Map Reference	MAP 12385
Instrument Date	Sep 8, 2021
Instrument	2021-0646711
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4813 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3411

Mortgage

Document Number	0000646712
Date	Sep 13, 2021
Instrument	2021-0646712

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4813 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3411
Document Number	0000321437
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4813 MARBLEHEAD BAY DR OCEANSIDE CA 920573411, OCEANSIDE, CA 92057-3411

Mortgage

Document Number	0000321437
Date	Jun 19, 2020
Instrument	321437

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4813 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3411
Document Number	0000284982
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Jul 19, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4813 MARBLEHEAD BAY DR OCEANSIDE CA 920573411, OCEANSIDE, CA 92057-3411

Mortgage

Document Number	0000284982
Date	Jul 12, 2018
Instrument	284982

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$699,780 (+2%) Land $135,785 Building $563,995
2025	$7,759.00 (+12.81%) Homeowner's exemption	$686,060 (+11.66%) Land $133,123 Building $552,937
2023	$6,878.00 (+1.57%) Homeowner's exemption	$614,421 Land $127,954 Building $486,467
2022	$6,772.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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