4812 Marblehead Bay Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 4812 Marblehead Bay Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,149 sqft · built 1996
Lot Size	0.149 acres (6,512 sqft)
Owner	Individual Name on Record
Last Sale	$184,000 (Jun 1995)
Tax Bill	$3,495 (2025)
Deeds & Mortgages	Feb 2019 Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`122-386-25-00`

Property Details

APN / Parcel Number

Primary APN	`122-386-25-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,149 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	6,512 sqft (0.149 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4812 MARBLEHEAD BAY DR
City	OCEANSIDE
State	CA
Zip	92057-3410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 694 TR 012385
Legal Subdivision	WHELAN RANCH
Legal Tract	012385
Legal Block	1
Legal Lot Number	694
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	18617

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4812 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
May 7, 2018	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Sep 23, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 22, 2016	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 1995 · Amount on Record
Deed Sale	Jun 23, 1995 · Amount on Record
Deed Document Number	1995264001
Last Transfer Date	Jul 18, 2016
Transfer Doc	0000438891
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4812 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3410
Document Number	0000046115
Instrument Date	Feb 1, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019
Title Company	SIMPLIFIED TITLE AND ESCROW COMPANY, SIMPLIFIED TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4812 MARBLEHEAD BAY DR OCEANSIDE CA 920573410, OCEANSIDE, CA 92057-3410

Mortgage

Document Number	0000046115
Date	Feb 8, 2019
Instrument	46115

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4812 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3410
Document Number	0000201818
Instrument Date	May 7, 2018
Transaction Type	Mortgage
Record Updated	May 24, 2018
Title Company	AMERICAN COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4812 MARBLEHEAD BAY DR OCEANSIDE CA 920573410, OCEANSIDE, CA 92057-3410

Mortgage

Document Number	0000201818
Date	May 18, 2018
Instrument	201818

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4812 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3410
Document Number	0000465905
Instrument Date	Sep 23, 2017
Transaction Type	Mortgage
Record Updated	Oct 13, 2017
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4812 MARBLEHEAD BAY DR OCEANSIDE CA 920573410, OCEANSIDE, CA 92057-3410

Mortgage

Document Number	0000465905
Date	Oct 10, 2017
Instrument	465905

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2047

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4812 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3410
Document Number	0000010153
Instrument Date	Dec 22, 2016
Transaction Type	Mortgage
Record Updated	Jan 13, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4812 MARBLEHEAD BAY DR OCEANSIDE CA 920573410, OCEANSIDE, CA 92057-3410

Mortgage

Document Number	0000010153
Date	Jan 9, 2017
Instrument	10153

Lender

Name	NAVY FCU
Type	Credit Union
Address	MERRIFIELD, VA 22119-3327

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$310,545 (+2%) Land $70,699 Building $239,846
2025	$3,495.00 (+5.27%) Homeowner's exemption	$304,457 (+4.04%) Land $69,313 Building $235,144
2023	$3,320.00 (+1.59%) Homeowner's exemption	$292,636 Land $66,622 Building $226,014
2022	$3,268.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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