Okaloosa County property record for 4812 Grove St, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,694 sqft · built 2005 |
| Lot Size | 0.303 acres (13,175 sqft) |
| Owner | Individual Name on File |
| Last Sale | $32,000 (Jun 2004) |
| Tax Bill | $3,529 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-4428-2 |
| Primary APN | C56-000-598-4428-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,694 sqft Living Area |
| Gross Area | 3,981 sqft |
| 1st Floor Area | 2,694 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 13,175 sqft (0.303 acres) |
| Garage Type | Attached |
| Garage Area | 828 sqft |
| Porch | Slab |
| Porch Area | 279 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4812 GROVE ST |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-5601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLAIRES VINEYARD LOT 15 BLK C |
| Legal Range | 23W |
| Legal Township | 04N |
| Legal Section | 33 |
| Legal Subdivision | CLAIRES VINEYARD |
| Legal Block | C |
| Legal Lot Number | 15 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 20303 |
4812 Grove St is owned and occupied by an individual who acquired it in January 2013.
Source: Okaloosa County records, as of January 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4812 GROVE ST, CRESTVIEW, FL 32539-5601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2021 | Warranty Deed, Transfer · VA Mortgage UNIVERSITY LENDING GROUP LLC |
| May 26, 2017 | Deed of Trust, Mortgage · Line of Credit COASTAL BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2004 · Amount on File |
| Deed Sale | Jun 17, 2004 · Amount on File |
| Prior Sale | Jun 17, 2004 · Amount on File |
| Deed Document Number | 20042130904 |
| Deed Book / Page | 2540 / 1793 |
| Last Transfer Date | Jan 10, 2013 |
| Transfer Doc | 0030820005 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 28, 2021 |
| Property Address | 4812 GROVE ST, CRESTVIEW, FL 32539-5601 |
| Document Number | 0035631390 |
| Book / Page | 3563 / 1390 |
| Map Reference | MB 20 PG 76&77 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 3475597 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2023 |
| Title Company | OLD SOUTH LAND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,611.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13493 FALLS DR, BROOMFIELD, CO 80020-5186 |
| Name | Verified Name |
|---|---|
| Address | 4812 GROVE ST, CRESTVIEW, FL 32539-5601 |
| Document Number | 0035631392 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 3563/1392 |
| Instrument | 3475598 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4812 GROVE ST, CRESTVIEW, FL 32539-5601 |
| Document Number | 0033104099 |
| Instrument Date | May 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4812 GROVE ST CRESTVIEW FL 325395601, CRESTVIEW, FL 32539-5601 |
| Document Number | 0033104099 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 003310/004099 |
| Instrument | 3150617 |
| Name | COASTAL BK&TR |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4812 Grove St was $3,529 with exemptions applied.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,529.00 Homeowner's exemption Veteran's exemption | $398,977 | $401,850 Land $34,752 Building $367,098 |
| 2023 | $3,340.00 (+2.23%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $376,440 (+3%) | $396,043 (+8.36%) Land $29,525 Building $366,518 |
| 2022 | $3,267.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $365,476 Land $27,594 Building $337,882 | $365,476 Land $27,594 Building $337,882 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4812 Grove St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4812 Grove St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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