4808 Grove St, Crestview, FL 32539 Property Records

Okaloosa County property record for 4808 Grove St, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,730 sqft · built 2012
Lot Size0.275 acres (11,981 sqft)
OwnerIndividual Name on File
Last Sale$475,000 (Feb 2025)
Tax Bill$4,358 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-598-4429-0

Property Details

APN / Parcel Number

Primary APNC56-000-598-4429-0
Alternative APN
  • 33-4N-23-0100-000C-0160

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,730 sqft Heated Area
Gross Area3,787 sqft
1st Floor Area2,730 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2012
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area11,981 sqft (0.275 acres)
Garage TypeFinished
Garage Area787 sqft
PorchOpen Porch
Porch Area270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4808 GROVE ST
CityCRESTVIEW
StateFL
Zip32539-5601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLAIRE'S VINEYARD LOT 16 BLK C
Legal Range23
Legal Township04N
Legal Section33
Legal SubdivisionCLAIRES'S VINEYARD
Legal BlockC
Legal Lot Number16
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1023
Census Tract20303

Owner

4808 Grove St is owned by an individual who bought it in February 2025.

Source: Okaloosa County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address12930 GROVE WAY, BROOMFIELD, CO 80020-4801
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2020Warranty Deed, Transfer · FHA Mortgage
AMERIS BANK
Dec 12, 2017Warranty Deed, Transfer · VA Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2025 · Amount on File
Deed SaleFeb 27, 2025 · Amount on File
Prior SaleAug 17, 2020 · Amount on File
Deed Document Number3739640
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 17, 2020
Property Address4808 GROVE ST, CRESTVIEW, FL 32539-5601
Document Number0034842082
Book / Page3484 / 2082
Map ReferenceMB 20 PG 76&77
Instrument DateAug 14, 2020
Instrument3382944
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyCHAMPIONSHIP TITLE AGCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6135 BRICKHILL CT, 6135, CRESTVIEW, FL 32536-4395

Transferred To (Grantee/Buyer)

NameVerified Name
Address4808 GROVE ST, CRESTVIEW, FL 32539-5601

Mortgage

Document Number0034842084
DateAug 17, 2020
Book Page3484/2084
Instrument3382945
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 12, 2017
Property Address4808 GROVE ST, CRESTVIEW, FL 32539-5601
Document Number0033292227
Book / Page3329 / 2227
Map ReferenceMB20 PG76&77
Instrument DateDec 5, 2017
Instrument3177208
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyTHE MAIN STREET LAND TITLE C

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address58 WOODWARD DR, 58, SANTA ROSA BEACH, FL 32459-3650

Transferred To (Grantee/Buyer)

NameVerified Name
Address4808 GROVE ST, CRESTVIEW, FL 32539-5601

Mortgage

Document Number0003177209
DateDec 12, 2017
Instrument3177209
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4808 Grove St was $4,358.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,358.00$444,954 Land $34,752 Building $410,202$444,954 Land $34,752 Building $410,202
2023$4,207.00 (+6.67%)$441,568 (+6.65%) Land $29,525 Building $412,043$441,568 (+6.65%) Land $29,525 Building $412,043
2022$3,944.00$414,048 Land $27,594 Building $386,454$414,048 Land $27,594 Building $386,454

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4808 Grove St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4808 Grove St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUBURN WATER SYSTEM
public/private · serves 22,903 people · EPA ID FL1460035
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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