4812 120th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 4812 120th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,956 sqft · built 2020
Lot Size	0.309 acres (13,482 sqft)
Owner	Individual Name on File
Tax Bill	$15,746 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`R328208`

Property Details

APN / Parcel Number

Primary APN	`R328208`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,956 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,482 sqft (0.309 acres)
Garage Area	550 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4812 120TH ST
City	LUBBOCK
State	TX
Zip	79424-8452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKMONT ESTATES L 144
Legal Subdivision	OAKMONT ESTATES
Legal Lot Number	1440
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1067
Census Tract	10512

Owner

4812 120th St is owned and occupied by an individual who acquired it in July 2023.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4812 120TH ST, LUBBOCK, TX 79424-8452
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Vendor's Lien, Transfer · Conventional Mortgage HOMETRUST MORTGAGE CO
Oct 9, 2019	Warranty Deed, Transfer SERVICE TITLE COMPANY, SERVICE TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2023
Deed Sale	Jul 14, 2023
Deed Document Number	2023-26775
Record Updated	Jun 8, 2026

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jul 14, 2023
Property Address	4812 120TH ST, LUBBOCK, TX 79424-8452
Document Number	0000026775
Map Reference	DOC 2016000537
Instrument Date	Jul 14, 2023
Instrument	2023026775
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	WEST ME TITLE COMPANY, WEST TEXAS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4814 116TH ST, LUBBOCK, TX 79424-7498

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4812 120TH ST, LUBBOCK, TX 79424-8452

Mortgage

Document Number	0000026776
Date	Jul 14, 2023
Instrument	2023026776

Lender

Name	HOMETRUST MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2043

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Oct 9, 2019
Property Address	4812 120TH ST, LUBBOCK, TX 79424-8452
Document Number	0000039475
Instrument Date	Oct 8, 2019
Instrument	39475
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	SERVICE TITLE COMPANY, SERVICE TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	5102-19TH ST LUBBOCK TX 79407, LUBBOCK, TX 79407

Tax Assessment & Valuation

The 2025 property tax bill for 4812 120th St was $15,746 with a homeowner's exemption, down 3.1% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,746.00 (-3.15%) Homeowner's exemption	$840,000 Land $80,892 Building $759,108	$840,000 Land $80,892 Building $759,108
2024	$16,258.00
2023		$727,433 (+1%) Land $80,892 Building $699,825	$780,717 (+18.06%) Land $80,892 Building $699,825
2022	Homeowner's exemption	$661,303 Land $80,892 Building $580,411	$661,303 Land $80,892 Building $580,411

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4812 120th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4812 120th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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