4806 120th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 4806 120th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,164 sqft · built 2021
Lot Size	0.243 acres (10,625 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,996 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2020 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`R325381`

Property Details

APN / Parcel Number

Primary APN	`R325381`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,164 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,625 sqft (0.243 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Area	1,039 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4806 120TH ST
City	LUBBOCK
State	TX
Zip	79424-8452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESTATES AT VINTAGE L 32
Legal Subdivision	ESTATES AT VINTAGE
Legal Lot Number	320
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1054
Census Tract	10512

Owner

4806 120th St is owned and occupied by two individuals who acquired it in May 2024.

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4806 120TH ST, LUBBOCK, TX 79424-8452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Feb 13, 2020	Warranty Deed, Subdivision Related Transfer SERVICE TITLE COMPANY, SERVICE TITLE CO
Sep 21, 2019	Loan Modification, Mortgage PEOPLES BK
Mar 19, 2019	Loan Modification, Mortgage PEOPLES BK
Mar 19, 2019	Loan Modification, Mortgage PEOPLES BK
Mar 30, 2018	Loan Modification, Mortgage PEOPLES BK
Sep 10, 2017	Loan Modification, Mortgage PEOPLES BK
Apr 11, 2017	Loan Modification, Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2024
Deed Sale	May 7, 2024
Deed Document Number	2024-19114
Prior Transfer Date	Oct 2, 2014
Prior Transfer Doc	2014035622
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4806 120TH ST, LUBBOCK, TX 79424-8452
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064405
Date	Dec 20, 2021
Instrument	2021064405

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

February 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Feb 13, 2020
Property Address	4806 120TH ST, LUBBOCK, TX 79424-8452
Document Number	0000006301
Instrument Date	Feb 12, 2020
Instrument	6301
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 4, 2020
Title Company	SERVICE TITLE COMPANY, SERVICE TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620-93RD ST LUBBOCK TX 79423, LUBBOCK, TX 79423

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	4806 120TH ST, LUBBOCK, TX 79424-8452
Document Number	0000038319
Instrument Date	Sep 21, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 53127 LUBBOCK TX 794533127, LUBBOCK, TX 79453-3127

Mortgage

Document Number	0000038319
Date	Oct 1, 2019
Instrument	38319

Lender

Name	PEOPLES BK
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Amount	Amount on Record
Term	12 Months
Due	Sep 30, 2020

Interest

Rate Type	Adjustable Rate
Rate	5.5%

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	4806 120TH ST, LUBBOCK, TX 79424-8452
Document Number	0000012781
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	Apr 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 53127 LUBBOCK TX 794533127, LUBBOCK, TX 79453-3127

Mortgage

Document Number	0000012781
Date	Apr 11, 2019
Instrument	12781

Lender

Name	PEOPLES BK
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Amount	Amount on Record
Term	12 Months
Due	Apr 10, 2020

Interest

Rate Type	Adjustable Rate

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	4806 120TH ST, LUBBOCK, TX 79424-8452
Document Number	0000011828
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 53127 LUBBOCK TX 794533127, LUBBOCK, TX 79453-3127

Mortgage

Document Number	0000011828
Date	Apr 5, 2019
Instrument	11828

Lender

Name	PEOPLES BK
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Amount	Amount on Record
Term	12 Months
Due	Apr 4, 2020

Interest

Rate Type	Adjustable Rate
Rate	5%

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	4806 120TH ST, LUBBOCK, TX 79424-8452
Document Number	0000013032
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 53127 LUBBOCK TX 794533127, LUBBOCK, TX 79453-3127

Mortgage

Document Number	0000013032
Date	Apr 12, 2018
Instrument	13032

Lender

Name	PEOPLES BK
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Amount	Amount on Record
Term	12 Months
Due	Apr 11, 2019

Interest

Rate Type	Adjustable Rate
Rate	5.25%

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	4806 120TH ST, LUBBOCK, TX 79424-8452
Document Number	0000036861
Instrument Date	Sep 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 53127 LUBBOCK TX 794533127, LUBBOCK, TX 79453-3127
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036861
Date	Oct 12, 2017
Instrument	36861

Lender

Name	PEOPLES BK
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Amount	Amount on Record
Term	12 Months
Due	Oct 11, 2018

Interest

Rate Type	Fixed Rate
Rate	4.75%

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	4806 120TH ST, LUBBOCK, TX 79424-8452
Document Number	0000013539
Instrument Date	Apr 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 53127 LUBBOCK TX 794533127, LUBBOCK, TX 79453-3127
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013539
Date	Apr 19, 2017
Instrument	13539

Lender

Name	PEOPLES BK
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Amount	Amount on Record
Term	12 Months
Due	Apr 18, 2018

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 4806 120th St was $12,996 with a homeowner's exemption, down 7.3% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,996.00 (-7.34%) Homeowner's exemption	$766,258 Land $72,250 Building $694,008	$766,258 Land $72,250 Building $694,008
2024	$14,026.00
2023		$677,538 Land $72,250 Building $662,483	$734,733 Land $72,250 Building $662,483

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4806 120th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4806 120th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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