4811 Sedge St, Middleburg, FL 32068 Property Records

Clay County property record for 4811 Sedge St, Middleburg, FL 32068 · Last verified April 2026

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,620 sqft · built 1999
Lot Size1.25 acres (54,711 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Jan 2020)
Tax Bill$803 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-05-24-006698-430-00

Property Details

APN / Parcel Number

Primary APN32-05-24-006698-430-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,620 sqft Living Area
1st Floor Area1,620 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleMobile Home
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialOther
Lot Area54,711 sqft (1.25 acres)
Lot Dimensions340 ft deep x 161 ft wide
DrivewayConcrete Driveway
Deck AreaDeck Area
Storage Building63 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address4811 SEDGE ST
CityMIDDLEBURG
StateFL
Zip32068-5927
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT 56 BLK 145 BLACK CREEK PARK UNIT 1 AS REC OR 4269 PG 2001
Legal Range24E
Legal Township05S
Legal Section32
Legal SubdivisionBLACK CREEK PARK UNIT 1
Legal Block145
Legal Lot Number56
Legal Unit1
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group1
Census Block1039
Census Tract30106

Owner

Source: Clay County records · APN 32-05-24-006698-430-00

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4811 SEDGE ST, MIDDLEBURG, FL 32068-5927
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jan 15, 2020Warranty Deed, Transfer · VA Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 15, 2020 · Amount on Record
Deed SaleJan 15, 2020 · Amount on Record
Prior SaleJun 21, 2000 · Amount on Record
Deed Document Number20202660
Deed Book / Page4269 / 2001
Prior Transfer DateSep 09, 2008
Prior Transfer Doc0030501516
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address4811 SEDGE ST, MIDDLEBURG, FL 32068-5927
Transaction TypeMortgage
Record UpdatedApr 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4811 SEDGE ST, MIDDLEBURG, FL 32068-5927

Mortgage

Document Number0044381299
DateApr 05, 2021
Book Page4438/1299
Instrument2021020607
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJan 15, 2020
Property Address4811 SEDGE ST, MIDDLEBURG, FL 32068-5927
Document Number0042692001
Book / Page4269 / 2001
Map ReferenceMB 11 PG 21-33
Instrument DateJan 13, 2020
Instrument2020002660
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$980.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1975 MEDINAH LN, 1975, GREEN COVE SPRINGS, FL 32043

Transferred To (Grantee/Buyer)

NameVerified Name
Address4811 SEDGE ST, MIDDLEBURG, FL 32068-5927

Mortgage

Document Number0042692003
DateJan 15, 2020
Instrument4269/2003
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$803.00 (+5.8%) Homeowner's exemption$92,844 (+5.99%)$166,847 (+16.92%) Land $28,000 Building $138,847
2024$759.00 (-28.06%)
2023$1,055.00 (+16.7%) Homeowner's exemption$87,600 (+3%)$142,697 (+30.82%) Land $21,500 Building $121,197
2022$904.00 Homeowner's exemption$85,049$109,080 Land $16,000 Building $93,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskModerate
above 52% of the US · above 22% of Florida
Wildfire LikelihoodAbout 1 in 980 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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