4775 Sedge St, Middleburg, FL 32068 Property Records

Clay County property record for 4775 Sedge St, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,762 sqft · built 2021
Lot Size	1.38 acres (60,330 sqft)
Owner	Individual Name on Record
Last Sale	$272,000 (Aug 2021)
Tax Bill	$2,343 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`32-05-24-006698-344-00`

Property Details

APN / Parcel Number

Primary APN	`32-05-24-006698-344-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,762 sqft Heated Area
Gross Area	2,454 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	60,330 sqft (1.38 acres)
Lot Dimensions	177 ft deep x 341 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4775 SEDGE ST
City	MIDDLEBURG
State	FL
Zip	32068-5962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 143 BLACK CREEK PARKUNIT 1 AS REC O R 4496 PG 956
Legal Range	24
Legal Township	05
Legal Section	32
Legal Subdivision	BLACK CREEK
Legal Block	143
Legal Lot Number	6
Legal Unit	1
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	1
Census Block	1041
Census Tract	30106

Owner

Source: Clay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4775 SEDGE ST, MIDDLEBURG, FL 32068-5962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 25, 2020	Warranty Deed, Transfer REALTY TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Prior Sale	Nov 25, 2020 · Amount on Record
Deed Document Number	2021051050
Deed Book / Page	4496 / 956
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 16, 2021
Property Address	4775 SEDGE ST, MIDDLEBURG, FL 32068-5962
Document Number	0044960956
Book / Page	4496 / 956
Map Reference	MB 11 PG 21-33
Instrument Date	Aug 6, 2021
Instrument	2021051050
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,904.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2724 E FENNEL CT, 2724, MIDDLEBURG, FL 32068-6244

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4775 SEDGE ST, MIDDLEBURG, FL 32068-5962

Mortgage

Document Number	0004496958
Date	Aug 16, 2021
Instrument	4496/958

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Nov 25, 2020
Property Address	4775 SEDGE ST, MIDDLEBURG, FL 32068-5962
Document Number	0043810900
Book / Page	004381 / 000900
Instrument Date	Nov 25, 2020
Instrument	62006
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	REALTY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2724 E FENNEL CT MIDDLEBURG FL 320686244, MIDDLEBURG, FL 32068-6244

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,343.00 (-6.17%) Homeowner's exemption Widower's exemption	$198,815 (+5.99%)	$293,521 (+22.42%) Land $28,000 Building $265,521
2023	$2,497.00 (+5.23%) Homeowner's exemption Widower's exemption	$187,585 (+3%)	$239,757 (+9.77%) Land $21,500 Building $218,257
2022	$2,373.00 Homeowner's exemption Widower's exemption	$182,122	$218,415 Land $16,000 Building $202,415

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	5 (2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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