St. Clair County property record for 4777 Pointe Tremble Rd, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,970 sqft |
| Lot Size | 0.415 acres (18,077 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $3,289 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Dec 2021 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-433-0058-000 |
| Primary APN | 74-14-433-0058-000 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Building Area | 2,970 sqft Living Area |
| 1st Floor Area | 2,378 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 18,077 sqft (0.415 acres) |
|---|---|
| Lot Depth | 360 ft Depth |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4777 POINTE TREMBLE RD |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-4357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 171 SUP ROY T GILBERTS PLAT NO 1 PCS 196, 732, 197 & 190 T2N R16E |
| Legal Subdivision | SUPERVISOR ROY T GILBERTS PLAT #1 |
| Legal Lot Number | 171 |
| Legal Unit | 171 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 647000 |
Source: St. Clair County records · APN 74-14-433-0058-000
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4777 POINTE TREMBLE RD, ALGONAC, MI 48001-4357 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Nov 24, 2025 | Intrafamily Transfer, Transfer |
| Dec 29, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Jan 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST ST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Nov 18, 2025 |
| Transfer Doc | 0005874244 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 24, 2025 |
| Property Address | 4777 POINTE TREMBLE RD, ALGONAC, MI 48001-4357 |
| Document Number | 0005874244 |
| Book / Page | 5874 / 244 |
| Map Reference | L48 P24 |
| Instrument Date | Nov 18, 2025 |
| Instrument | 2025022571 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4777 POINTE TREMBLE RD, ALGONAC, MI 48001-4357 |
| Name | Verified Name |
|---|---|
| Address | 4777 POINTE TREMBLE RD, ALGONAC, MI 48001-4357 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4777 POINTE TREMBLE RD, ALGONAC, MI 48001-4357 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4777 POINTE TREMBLE RD, ALGONAC, MI 48001-4357 |
| Document Number | 0005469873 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 5469/873 |
| Instrument | 2021036254 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | EASTPOINTE, MI 48021 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4777 POINTE TREMBLE RD, ALGONAC, MI 48001-4357 |
| Document Number | 0047960838 |
| Instrument Date | Jan 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4777 POINTE TREMBLE RD ALGONAC MI 480014357, ALGONAC, MI 48001-4357 |
| Document Number | 0047960838 |
|---|---|
| Date | Feb 03, 2017 |
| Book Page | 004796/000838 |
| Name | FIRST ST BK |
|---|---|
| Type | Bank |
| Address | EASTPOINTE, MI 48021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 02, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,289.00 (-41.58%) Homeowner's exemption | $249,600 (+15.24%) | |
| 2024 | $5,630.00 (+8.86%) | $499,200 (+15.24%) | |
| 2023 | $216,600 | ||
| 2022 | $5,172.00 | $433,200 |
Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 579.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 143 policies |
| Nearby Flood Policies | 143 in force |
| Nearby Flood Claims | 77 (1985–2024) |
| Claims Outside the SFHA | 56 of 77 |
| Most Recent Claim | Jan 2024 |
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 200 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLAY TOWNSHIP serves 9,866 people |
|---|---|
| Water Source | Purchased surface water from CITY OF ALGONAC |
| Last State Inspection | May 2021 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures