4811 Palms Rd, Casco, MI 48064 Property Records

St. Clair County property record for 4811 Palms Rd, Casco, MI 48064

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,179 sqft · built 1995
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$258,500 (Oct 2012)
Tax Bill$3,567 (2025)
Deeds & MortgagesApr 2026 Transfer
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN74-12-024-1009-300

Property Details

APN / Parcel Number

Primary APN74-12-024-1009-300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,179 sqft Living Area
1st Floor Area1,396 sqft
Basement Area1,396 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Lot Area217,800 sqft (5 acres)
Lot Dimensions674 ft deep x 323 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4811 PALMS RD
CityCASCO
StateMI
Zip48064-3319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionBEG S 0D 12M 30S E 385.4' FROM W 1/4 COR, TH N 89D 53M 47S E 674.54', TH S 0D 9M E 323', TH S 89D 53M 47S W 674.21', TH N 0D
Legal Range15E
Legal Township04N
Legal Section24
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCASCO
Census Block Group2
Census Block2043
Census Tract651100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4811 PALMS RD, CASCO, MI 48064-3319
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
HALL FINANCIAL GROUP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2012 · Amount on Record
Deed SaleOct 16, 2012 · Amount on Record
Deed Document Number201226540
Deed Book / Page4311 / 204
Last Transfer DateApr 22, 2026
Transfer Doc0000008594
Record UpdatedOct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAINT CLAIR MI
Recording DateApr 27, 2026
Property Address4811 PALMS RD, CASCO, MI 48064-3319
Document Number0000008594
Book / Page5918 / 602
Instrument DateApr 22, 2026
Instrument20268594
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address4811 PALMS RD, CASCO, MI 48064-3319

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address4811 PALMS RD, CASCO, MI 48064-3319
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4811 PALMS RD, CASCO, MI 48064-3319

Mortgage

Document Number5377905
DateJun 11, 2021
Book Page5377/905
Instrument2021017292
Lender
NameHALL FINANCIAL GROUP
TypeNon-Lending Institution
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionCasco Township
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$261,300 (+4.19%)$522,600 (+4.19%)
2025$3,567.00 (+5.35%) Homeowner's exemption$250,800 (+1%)
2024$3,386.00 (+6.48%)$501,600 (+1%)
2023$228,000
2022$3,180.00$456,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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