4779 Palms Rd, Casco, MI 48064 Property Records

St. Clair County property record for 4779 Palms Rd, Casco, MI 48064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,827 sqft · built 1997
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Sep 2017)
Tax Bill	$3,177 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-12-024-1009-200`

Property Details

APN / Parcel Number

Primary APN	`74-12-024-1009-200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,827 sqft Living Area
1st Floor Area	1,827 sqft
Basement Area	1,827 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	674 ft deep x 323 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4779 PALMS RD
City	CASCO
State	MI
Zip	48064-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG S 0D 12M 30S E 62.4' FROM W 1/4 COR, TH N 89D 53M 47S E 674.88', TH S 0D 9M E 323', TH S 89D 53M 47S W 674.54', TH N 0D 12M 30S W 323' TO BEG SECTION 24 T4N R15E 5 A
Legal Range	15E
Legal Township	04N
Legal Section	24
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CASCO
Census Block Group	2
Census Block	2043
Census Tract	651100

Owner

Source: St. Clair County records · APN 74-12-024-1009-200

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4779 PALMS RD, CASCO, MI 48064-3314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage HOMESITE MORTGAGE LLC
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESITE MORTGAGE LLC
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESITE MTG
Sep 13, 2017	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MTG
Aug 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 13, 2017 · Amount on Record
Deed Sale	Sep 13, 2017 · Amount on Record
Prior Sale	Aug 23, 2017
Deed Document Number	201721858
Prior Transfer Date	Jul 27, 2017
Prior Transfer Doc	004861/285
Record Updated	Jun 08, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4779 PALMS RD, CASCO, MI 48064-3314
Transaction Type	Mortgage
Record Updated	Jul 12, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4779 PALMS RD, CASCO, MI 48064-3314

Mortgage

Document Number	0005630898
Date	Jun 20, 2023
Book Page	5630/898
Instrument	2023010977

Lender

Name	HOMESITE MORTGAGE LLC
Type	Mortgage Company
Address	UTICA, MI 48315

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4779 PALMS RD, CASCO, MI 48064-3314
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4779 PALMS RD, CASCO, MI 48064-3314

Mortgage

Document Number	535077
Date	Apr 12, 2021
Book Page	5350/77
Instrument	2021011331

Lender

Name	HOMESITE MORTGAGE LLC
Type	Mortgage Company
Address	UTICA, MI 48315

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 01, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4779 PALMS RD, CASCO, MI 48064-3314
Document Number	0051700458
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Apr 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4779 PALMS RD CASCO MI 480643314, CASCO, MI 48064-3314

Mortgage

Document Number	0051700458
Date	Apr 05, 2020
Book Page	005170/000458

Lender

Name	HOMESITE MTG
Type	Mortgage Company
Address	SHELBY, MI 48315

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 04, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 13, 2017
Property Address	4779 PALMS RD, CASCO, MI 48064-3314
Document Number	0048680580
Book / Page	004868 / 000580
Instrument Date	Aug 24, 2017
Transaction Type	Transfer
Record Updated	Oct 05, 2017
Title Company	ASK SERVICES INC, ASK SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,451.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26327 FAIRWOOD DR CHESTERFIELD MI 480513030, CHESTERFIELD, MI 48051-3030

Mortgage

Document Number	48680582
Date	Sep 13, 2017
Book Page	004868/000582

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 23, 2017
Property Address	4779 PALMS RD, CASCO, MI 48064-3314
Document Number	0048610285
Book / Page	004861 / 000285
Instrument Date	Jul 27, 2017
Transaction Type	Transfer
Record Updated	Oct 05, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	33635 BAYVIEW DR CHESTERFIELD MI 480472090, CHESTERFIELD, MI 48047-2090

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Casco Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,177.00 (-28.48%) Homeowner's exemption	$243,000 (+9.86%)
2024	$4,442.00 (+6.47%)		$486,000 (+9.86%)
2023		$221,200
2022	$4,172.00		$442,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 14 locations within half a mile of this property.

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