Boone County property record for 4811 Democracy Dr, Ashland, MO 65010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,632 sqft · built 2020 |
| Lot Size | 0.22 acres (9,581 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,100 (Aug 2020) |
| Tax Bill | $3,370 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Apr 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-502-00-10-160-00 |
| Primary APN | 24-502-00-10-160-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 9,581 sqft (0.22 acres) |
| Lot Dimensions | 127 ft deep x 75.4 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Heating Fuel | Gas |
|---|
| Street Address | 4811 DEMOCRACY DR |
|---|---|
| City | ASHLAND |
| State | MO |
| Zip | 65010-5507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIBERTY LANDING PLAT 6 LOT 608 |
| Legal Range | 12W |
| Legal Township | 46N |
| Legal Section | 15 |
| Legal Subdivision | LIBERTY LANDING PLAT NUMBER SIX |
| Jurisdiction | BOONE MO |
| Township / Civil Division | CEDAR |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1704 |
4811 Democracy Dr is owned and occupied by two individuals who bought it in August 2020.
Source: Boone County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4811 DEMOCRACY DR, ASHLAND, MO 65010-5507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 27, 2020 | Warranty Deed, Construction Loan BOONE CENTRAL TITLE COMPANY |
| Feb 8, 2019 | Deed of Trust, Mortgage · Line of Credit CENTRAL BK/BOONE CNTY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2020 · Amount on File |
| Deed Sale | Aug 26, 2020 · Amount on File |
| Prior Sale | Apr 27, 2020 |
| Deed Document Number | 202020365 |
| Deed Book / Page | 5253 / 137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE MO |
| Recording Date | Aug 26, 2020 |
| Property Address | 4811 DEMOCRACY DR, ASHLAND, MO 65010-5507 |
| Document Number | 2020020365 |
| Book / Page | 5253 / 137 |
| Map Reference | MB 52 PG 42 |
| Instrument Date | Aug 25, 2020 |
| Instrument | 2020020365 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 3, 2021 |
| Title Company | BOONE CENTRAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4811 DEMOCRACY DR, ASHLAND, MO 65010-5507 |
| Document Number | 2020020366 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 2020020366 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE MO |
| Recording Date | Apr 27, 2020 |
| Property Address | 4811 DEMOCRACY DR, ASHLAND, MO 65010-5507 |
| Document Number | 2020007871 |
| Book / Page | 5173 / 66 |
| Map Reference | MB 52 PG 42 |
| Instrument Date | Apr 23, 2020 |
| Instrument | 2020007871 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 3, 2021 |
| Title Company | BOONE CENTRAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 760, ASHLAND, MO 65010-0760 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE MO |
| Property Address | 4811 DEMOCRACY DR, ASHLAND, MO 65010-5507 |
| Document Number | 0000002167 |
| Instrument Date | Feb 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7070 HUNTERS BEND RD ASHLAND MO 650108974, ASHLAND, MO 65010-8974 |
| Document Number | 0000002167 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 004988/000175 |
| Instrument | 2167 |
| Name | CENTRAL BK/BOONE CNTY |
|---|---|
| Address | COLUMBIA, MO 65205-0678 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4811 Democracy Dr was $3,370.
Source: Boone County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Boone County |
| Municipality | Ashland City |
| Unified School District | Southern Boone County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,823 (-) Land $4,750 Building $43,073 | ||
| 2025 | $3,370.00 | $47,823 Land $4,750 Building $43,073 | $251,700 Land $25,000 Building $226,700 |
| 2023 | $2,955.00 (-0.84%) | $41,762 Land $4,750 Building $37,012 | $219,800 Land $25,000 Building $194,800 |
| 2022 | $2,980.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4811 Democracy Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Aug 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4811 Democracy Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND PWS serves 4,999 people · EPA ID MO3010033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisper ISP Fixed Wireless | 200 / 25 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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