Boone County property record for 4801 Democracy Dr, Ashland, MO 65010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,686 sqft · built 2020 |
| Lot Size | 0.26 acres (11,346 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,466 (2025) |
| Deeds & Mortgages | Nov 2020 Sale May 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-502-00-10-161-00 |
| Primary APN | 24-502-00-10-161-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,686 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 11,346 sqft (0.26 acres) |
| Lot Dimensions | 127 ft deep x 89.2 ft wide |
| Garage Type | Attached |
| Garage Area | 820 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Heating Fuel | Gas |
|---|
| Street Address | 4801 DEMOCRACY DR |
|---|---|
| City | ASHLAND |
| State | MO |
| Zip | 65010-5507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIBERTY LANDING PLAT 6 LOT 609 |
| Legal Range | 12W |
| Legal Township | 46N |
| Legal Section | 15 |
| Legal Subdivision | LIBERTY LANDING PLAT SIX |
| Jurisdiction | BOONE MO |
| Township / Civil Division | CEDAR |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1704 |
4801 Democracy Dr is owner-occupied and held in a trust since November 2020.
Source: Boone County records, as of September 29, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4801 DEMOCRACY DR, ASHLAND, MO 65010-5507 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| May 19, 2020 | Deed of Trust, Mortgage · Line of Credit CENTRAL TR BK |
| Apr 27, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Feb 8, 2019 | Deed of Trust, Mortgage · Line of Credit CENTRAL BK/BOONE CNTY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2020 |
| Deed Sale | Nov 3, 2020 |
| Prior Sale | Apr 27, 2020 |
| Deed Document Number | 202027720 |
| Deed Book / Page | 5300 / 44 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE MO |
| Recording Date | Nov 3, 2020 |
| Property Address | 4801 DEMOCRACY DR, ASHLAND, MO 65010-5507 |
| Document Number | 0000027720 |
| Book / Page | 005300 / 000044 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 27720 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4801 DEMOCRACY DR ASHLAND MO 650105507, ASHLAND, MO 65010-5507 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE MO |
| Property Address | 4801 DEMOCRACY DR, ASHLAND, MO 65010-5507 |
| Document Number | 0000010031 |
| Instrument Date | May 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8691 E NEW HAVEN RD COLUMBIA MO 652017451, COLUMBIA, MO 65201-7451 |
| Document Number | 0000010031 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 005188/000038 |
| Instrument | 10031 |
| Name | CENTRAL TR BK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE MO |
| Recording Date | Apr 27, 2020 |
| Property Address | 4801 DEMOCRACY DR, ASHLAND, MO 65010-5507 |
| Document Number | 0000008004 |
| Book / Page | 005174 / 000028 |
| Instrument Date | Apr 22, 2020 |
| Instrument | 8004 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8691 E NEW HAVEN RD COLUMBIA MO 652017451, COLUMBIA, MO 65201-7451 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE MO |
| Property Address | 4801 DEMOCRACY DR, ASHLAND, MO 65010-5507 |
| Document Number | 0000002167 |
| Instrument Date | Feb 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7070 HUNTERS BEND RD ASHLAND MO 650108974, ASHLAND, MO 65010-8974 |
| Document Number | 0000002167 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 004988/000175 |
| Instrument | 2167 |
| Name | CENTRAL BK/BOONE CNTY |
|---|---|
| Address | COLUMBIA, MO 65205-0678 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4801 Democracy Dr was $3,466.
Source: Boone County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Boone County |
| Municipality | Ashland City |
| Unified School District | Southern Boone County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,172 (-) Land $4,750 Building $44,422 | ||
| 2025 | $3,466.00 | $49,172 Land $4,750 Building $44,422 | $258,800 Land $25,000 Building $233,800 |
| 2023 | $3,038.00 (-0.85%) | $42,940 Land $4,750 Building $38,190 | $226,000 Land $25,000 Building $201,000 |
| 2022 | $3,064.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4801 Democracy Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Aug 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4801 Democracy Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND PWS serves 4,999 people · EPA ID MO3010033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisper ISP Fixed Wireless | 200 / 25 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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