4810 Stagg Rd, Chattanooga, TN 37415 Property Records

Hamilton County property record for 4810 Stagg Rd, Chattanooga, TN 37415

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,358 sqft · built 1961
Lot Size	0.342 acres (14,926 sqft)
Owner	Individual Name on File
Last Sale	$129,900 (Feb 2018)
Tax Bill	$1,026 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109C H 005`

Property Details

APN / Parcel Number

Primary APN	`109C H 005`
Alternative APN	`0000033861`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,358 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1985
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,926 sqft (0.342 acres)
Lot Dimensions	174 ft deep x 86.1 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000033861
Street Address	4810 STAGG RD
City	CHATTANOOGA
State	TN
Zip	37415-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 1 CHICKAMAUGA VIEW PB 18 PG 43 BLK 5
Legal Subdivision	CHICKAMAUGA VIEW
Legal Block	5
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2001
Census Tract	10501

Owner

4810 Stagg Rd is owned and occupied by an individual who bought it in February 2018.

Source: Hamilton County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4810 STAGG RD, CHATTANOOGA, TN 37415-2332
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Line of Credit ROCKPORT NATIONAL BANK
Feb 27, 2018	Warranty Deed, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2018 · Amount on File
Deed Sale	Feb 27, 2018 · Amount on File
Deed Document Number	2018137
Deed Book / Page	11279 / 507
Prior Transfer Date	Jun 30, 1998
Prior Transfer Doc	0051280252
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	Sep 30, 2026
Property Address	4810 STAGG RD, CHATTANOOGA, TN 37415-2332
Document Number	0000000617
Book / Page	14454 / 617
Instrument Date	Sep 25, 2026
Instrument	14454617
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4810 STAGG RD, CHATTANOOGA, TN 37415-2332

Mortgage

Document Number	0000000617,
Date	Sep 30, 2026
Book Page	14454/617
Instrument	14454617

Lender

Name	ROCKPORT NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 25, 2036

Interest

Max Rate	-1%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 27, 2018
Property Address	4810 STAGG RD, CHATTANOOGA, TN 37415-2332
Document Number	0000000137
Book / Page	11279 / 507
Map Reference	MB18 PG43
Instrument Date	Feb 23, 2018
Instrument	2018022700137
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4810 STAGG RD, CHATTANOOGA, TN 37415-2332

Mortgage

Document Number	0000000138
Date	Feb 27, 2018
Instrument	2018022700138

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4810 Stagg Rd was $1,026, up 2.1% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Red Bank City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,026.00 (+2.09%)	$67,700 (+50.7%)	$270,800 (+50.7%) Land $70,000 Building $200,800
2024	$1,005.00 (-44.93%)	$44,925 (-)	$179,700 (-) Land $50,000 Building $129,700
2023	$1,825.00 (+18.58%)	$44,925 (-)	$179,700 (-) Land $50,000 Building $129,700
2022	$1,539.00	$44,925	$179,700 Land $50,000 Building $129,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4810 Stagg Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Nov 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4810 Stagg Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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