4802 Stagg Rd, Chattanooga, TN 37415 Property Records

Hamilton County property record for 4802 Stagg Rd, Chattanooga, TN 37415

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,716 sqft · built 1960
Lot Size	0.359 acres (15,645 sqft)
Owner	Trust Name on File
Last Sale	$227,504 (Oct 2022)
Tax Bill	$1,182 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`109C H 003`

Property Details

APN / Parcel Number

Primary APN	`109C H 003`
Alternative APN	`0000033859`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,716 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,645 sqft (0.359 acres)
Lot Dimensions	182 ft deep x 86 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000033859
Street Address	4802 STAGG RD
City	CHATTANOOGA
State	TN
Zip	37415-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 3 CHICKAMAUGA VIEW PB 18 PG 43
Legal Subdivision	CHICKAMAUGA VIEW
Legal Lot Number	3
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2001
Census Tract	10501

Owner

4802 Stagg Rd is held in a trust since October 2022.

Source: Hamilton County records, as of March 25, 2026

Owner of Record	Trust Name on File
Mailing Address	942 WYNDSOR DR, HIXSON, TN 37343-2210
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Oct 4, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 4, 2022	Intrafamily Transfer, Transfer
May 29, 2019	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2022 · Amount on File
Deed Sale	Oct 4, 2022 · Amount on File
Prior Sale	May 29, 2019 · Amount on File
Deed Document Number	20221004214
Deed Book / Page	13107 / 891
Prior Transfer Date	Sep 26, 2022
Prior Transfer Doc	0000000214
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4802 STAGG RD, CHATTANOOGA, TN 37415-2332
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000032
Date	Dec 10, 2021
Book Page	12766/409
Instrument	2021121000032

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 4, 2022
Property Address	4802 STAGG RD, CHATTANOOGA, TN 37415-2332
Document Number	0000000214
Book / Page	13107 / 891
Map Reference	MB 18 PG 43
Instrument Date	Sep 26, 2022
Instrument	2022100400214
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Tax	$841.77
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4802 STAGG RD, CHATTANOOGA, TN 37415-2332

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Oct 4, 2022
Property Address	4802 STAGG RD, CHATTANOOGA, TN 37415-2332
Document Number	0000000213
Book / Page	13107 / 889
Map Reference	MB 18 PG 43
Instrument Date	Sep 26, 2022
Instrument	2022100400213
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4802 STAGG RD, CHATTANOOGA, TN 37415-2332

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 29, 2019
Property Address	4802 STAGG RD, CHATTANOOGA, TN 37415-2332
Document Number	0529000222
Book / Page	011653 / 000764
Instrument Date	May 24, 2019
Instrument	190529000222
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	JONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$554.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4802 STAGG RD CHATTANOOGA TN 374152332, CHATTANOOGA, TN 37415-2332

Mortgage

Document Number	529000223
Date	May 29, 2019
Book Page	011653/000766
Instrument	190529000223

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4802 Stagg Rd was $1,182, up 3.4% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Red Bank City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,182.00 (+3.41%)	$78,000 (+52.57%)	$312,000 (+52.57%) Land $70,000 Building $242,000
2024	$1,143.00 (-44.7%)	$51,125 (-)	$204,500 (-) Land $50,000 Building $154,500
2023	$2,067.00 (+18.38%)	$51,125 (-)	$204,500 (-) Land $50,000 Building $154,500
2022	$1,746.00	$51,125	$204,500 Land $50,000 Building $154,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4802 Stagg Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Nov 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4802 Stagg Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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