4810 Hwy 4, Jay, FL 32565 Property Records

Santa Rosa County property record for 4810 Hwy 4, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,953 sqft · built 1990
Lot Size	0.795 acres (34,630 sqft)
Owner	Individual Name on File
Tax Bill	$2,201 (2024)
Deeds & Mortgages	Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13-5N-29-0000-01901-0000`

Property Details

APN / Parcel Number

Primary APN	`13-5N-29-0000-01901-0000`
Alternative APN	`N295130000019010000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,953 sqft Living Area
Gross Area	3,904 sqft
1st Floor Area	1,953 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	34,630 sqft (0.795 acres)
Lot Dimensions	239 ft deep x 145 ft wide
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	816 sqft
Deck Area	156 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4810 HIGHWAY 4
City	JAY
State	FL
Zip	32565-3023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION UPDATE FOR 2020 COM AT SW CORNER OF SE4 OF SECTION 13 TOWNSHIP 5 NORTH RANGE 29 WEST THN N90E 138.75 FT THN N 423.70 FT TO POB THN CONTINUE 150 FT THN N90E 120 FT THN S 150 FT THN S90*W 120 FT TO POB SBJT TO 18.75 FT INGRESS/EGRESS ES
Legal Range	29W
Legal Township	5N
Legal Section	13
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	3
Census Block	3015
Census Tract	10100

Owner

4810 Hwy 4 is owned and occupied by an individual who acquired it in April 2020.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	4810 HIGHWAY 4, JAY, FL 32565-3023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 24, 2020
Transfer Doc	0039430612
Record Updated	Jun 8, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 27, 2020
Property Address	4810 HIGHWAY 4, JAY, FL 32565-3023
Document Number	0039430612
Book / Page	003943 / 000612
Instrument Date	Apr 24, 2020
Instrument	19581
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4810 HIGHWAY 4 JAY FL 325653023, JAY, FL 32565-3023

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$197,402 Land $10,000 Building $187,402	$197,402 Land $10,000 Building $187,402
2024	$2,201.00 (+1.99%)
2023	$2,158.00	$190,186 Land $9,000 Building $181,186	$190,186 Land $9,000 Building $181,186

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4810 Hwy 4 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	22 (1990–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Georges, Sep 1998 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims Hurricane Opal, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4810 Hwy 4 is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20