4808 Hwy 4, Jay, FL 32565 Property Records

Santa Rosa County property record for 4808 Hwy 4, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,832 sqft · built 1956
Lot Size	3.34 acres (145,708 sqft)
Owner	Individual Name on File
Tax Bill	$1,637 (2024)
Deeds & Mortgages	Apr 2020 Transfer Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13-5N-29-0000-01900-0000`

Property Details

APN / Parcel Number

Primary APN	`13-5N-29-0000-01900-0000`
Alternative APN	`N295130000019000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,832 sqft Living Area
Gross Area	2,242 sqft
1st Floor Area	1,832 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	145,708 sqft (3.34 acres)
Lot Dimensions	1,120 ft deep x 138 ft wide
Garage Type	Carport
Garage Area	330 sqft
Carport	Carport
Carport Area	330 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	80 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4808 HIGHWAY 4
City	JAY
State	FL
Zip	32565-3023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	ENHNCD LIFE EST RESRVD IN: MORE DETAILED DESCRIPTION 2013 W 138.9 FT OF E 520.6 FT OF W2 OF SW4 OF SE4 & THAT PORT THEREOF DES AS: BEG SW CORN OF SW4 OF SE4 THN E 138.9 FT TO POB THN CONT 71.3 FT THN N 210 FT THN W 71.3 FT THN S 210 FT TO POB AS DE
Legal Range	29W
Legal Township	5N
Legal Section	13
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	3
Census Block	3015
Census Tract	10100

Owner

4808 Hwy 4 is owned and occupied by an individual who acquired it in April 2020.

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4808 HIGHWAY 4, JAY, FL 32565-3023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 29, 2020
Transfer Doc	0039450155
Record Updated	Jun 8, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 30, 2020
Property Address	4808 HIGHWAY 4, JAY, FL 32565-3023
Document Number	0039450155
Book / Page	003945 / 000155
Instrument Date	Apr 29, 2020
Instrument	20349
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4808 HIGHWAY 4 JAY FL 325653023, JAY, FL 32565-3023

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 30, 2020
Property Address	4808 HIGHWAY 4, JAY, FL 32565-3023
Document Number	0039450159
Book / Page	003945 / 000159
Instrument Date	Apr 29, 2020
Instrument	20350
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	4808 HIGHWAY 4 JAY FL 325653023, JAY, FL 32565-3023

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$141,702 (+2.84%) Land $31,777 Building $109,925	$141,702 (+2.84%) Land $31,777 Building $109,925
2024	$1,637.00 (+4.67%)	$137,783 (+3.43%) Land $31,777 Building $106,006	$137,783 (+3.43%) Land $31,777 Building $106,006
2023	$1,564.00 (+7.71%)	$133,216 (+9.1%) Land $28,599 Building $104,617	$133,216 (+9.1%) Land $28,599 Building $104,617
2022	$1,452.00	$122,101	$122,101 Land $19,066 Building $103,035

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4808 Hwy 4 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	22 (1990–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Georges, Sep 1998 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims Hurricane Opal, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4808 Hwy 4 is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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