4810 Hal Dr, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4810 Hal Dr, Chattanooga, TN 37416

Property Summary

Property Type	Single Family Home
Details	1 ba · 946 sqft · built 1960
Lot Size	0.232 acres (10,125 sqft)
Owner	Individual Name on File
Last Sale	$104,000 (Jul 2017)
Tax Bill	$546 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`129G F 015`

Property Details

APN / Parcel Number

Primary APN	`129G F 015`
Alternative APN	`0000055454`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	946 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,125 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000055454
Street Address	4810 HAL DR
City	CHATTANOOGA
State	TN
Zip	37416-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 31 LAKE TERRACE REV PB 20 PG 17
Legal Subdivision	LAKE TERRACE
Legal Lot Number	31
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2006
Census Tract	11402

Owner

4810 Hal Dr is owned and occupied by an individual who bought it in July 2017.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	4810 HAL DR, CHATTANOOGA, TN 37416-2326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · FHA Mortgage TENNESSEE HOUSING DEVELOPMENT AGENCY
Jul 24, 2017	Warranty Deed, Transfer · FHA Mortgage COMMUNITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2017 · Amount on File
Deed Sale	Jul 24, 2017 · Amount on File
Prior Sale	Sep 28, 2016 · Amount on File
Deed Document Number	2017072400275
Deed Book / Page	11109 / 482
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4810 HAL DR, CHATTANOOGA, TN 37416-2326
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4810 HAL DR, CHATTANOOGA, TN 37416-2326

Mortgage

Document Number	0000000113
Date	Jun 27, 2022
Book Page	13005/33
Instrument	2022062700113

Lender

Name	TENNESSEE HOUSING DEVELOPMENT AGENCY
Type	Government Agency
Address	NASHVILLE, TN 37243

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	259 Months
Due	Jan 1, 2044

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 24, 2017
Property Address	4810 HAL DR, CHATTANOOGA, TN 37416-2326
Document Number	0000000275
Book / Page	11109 / 482
Map Reference	MB20 PG12
Instrument Date	Jul 21, 2017
Instrument	2017072400275
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	FIRST TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4810 HAL DR, CHATTANOOGA, TN 37416-2326

Mortgage

Document Number	0000000276
Date	Jul 24, 2017
Instrument	2017072400276

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Mortgage

Document Number	0000000278
Date	Jul 24, 2017
Book Page	11109/497
Instrument	2017072400278

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4810 Hal Dr was $546, down 6% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$546.00 (-6.02%)	$36,025 (+38.56%)	$144,100 (+38.56%) Land $60,000 Building $84,100
2024	$581.00	$26,000 (-)	$104,000 (-) Land $30,000 Building $74,000
2023	$581.00	$26,000 (-)	$104,000 (-) Land $30,000 Building $74,000
2022	$581.00	$26,000	$104,000 Land $30,000 Building $74,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4810 Hal Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2011–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4810 Hal Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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