Walton County property record for 481 Windchime Way, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,674 sqft · built 2012 |
| Lot Size | 0.201 acres (8,751 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $284,900 (Apr 2014) |
| Tax Bill | $4,016 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-1S-19-23080-000-0830 |
| Primary APN | 17-1S-19-23080-000-0830 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,674 sqft Living Area |
| Gross Area | 4,557 sqft |
| 1st Floor Area | 1,880 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,751 sqft (0.201 acres) |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 481 WINDCHIME WAY |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-2286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HAMBAY |
| Legal Description | LOT 83 WHISPERS AT HAMMOCK BAY S/D PB 17-60 OR 2883-3031 OR 2947-387 |
| Legal Range | 019 |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | HAMMOCK BAY |
| Legal Block | 8 |
| Legal Lot Number | 83 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 950502 |
Source: Walton County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 481 WINDCHIME WAY, FREEPORT, FL 32439-2286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2014 · Amount on Record |
| Deed Sale | Apr 7, 2014 · Amount on Record |
| Deed Document Number | 20141276323 |
| Deed Book / Page | 2947 / 387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 481 WINDCHIME WAY, FREEPORT, FL 32439-2286 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MITCHELL LAND AND TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0031434005 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 3143/4005 |
| Instrument | 20200017451 |
| Name | FBT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | OCEAN SPRINGS, MS 39564 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,016.00 (-1.08%) Homeowner's exemption | $356,550 (-36.93%) | $569,437 (+0.72%) Land $63,378 Building $506,059 |
| 2024 | $4,060.00 (+3.62%) | ||
| 2023 | $3,918.00 (+5.35%) Homeowner's exemption | $565,342 (+11.51%) Land $48,642 Building $516,700 | $565,342 (+11.51%) Land $48,642 Building $516,700 |
| 2022 | $3,719.00 Homeowner's exemption | $506,992 Land $53,993 Building $452,999 | $506,992 Land $53,993 Building $452,999 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
5G (outdoors only) and 4G LTE
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