470 Windchime Way, Freeport, FL 32439 Property Records

Walton County property record for 470 Windchime Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,584 sqft · built 2012
Lot Size	0.37 acres (16,097 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Dec 2018)
Tax Bill	$4,375 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23080-000-0100`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23080-000-0100`
Alternative APNs	`17-119-23080-000-0100` `1028277`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,584 sqft Living Area
Gross Area	4,266 sqft
1st Floor Area	1,880 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,097 sqft (0.37 acres)
Garage Type	Attached
Garage Area	650 sqft
Porch	Finished/Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	470 WINDCHIME WAY
City	FREEPORT
State	FL
Zip	32439-2290
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 10 WHISPERS AT HAMMOCK BAY S/D PB 17-60 OR 2883-3031 OR 2905-3174 OR 2986-586 OR 3069-4968 OR 3093-3772
Legal Range	019
Legal Township	01S
Legal Section	17
Legal Subdivision	HAMMOCK BAY
Legal Block	1
Legal Lot Number	10
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2011
Census Tract	950502

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	470 WINDCHIME WAY, FREEPORT, FL 32439-2290
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Deed of Trust, Mortgage · Conventional with PMI BEACH CMNTY MTG SVCS
Dec 31, 2018	Warranty Deed, Transfer · Conventional Mortgage BEACH COMMUNITY MORTGAGE SERVICES I
Oct 26, 2018	Deed of Trust, Mortgage · VA Mortgage PLANET HM LNDG
Apr 4, 2018	Warranty Deed, Transfer · VA Mortgage HOMETOWN LNDRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2018 · Amount on Record
Deed Sale	Dec 31, 2018 · Amount on Record
Prior Sale	Apr 4, 2018 · Amount on Record
Deed Document Number	201842924
Deed Book / Page	3093 / 3772
Prior Transfer Date	Jun 3, 2015
Prior Transfer Doc	0029810214
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	470 WINDCHIME WAY, FREEPORT, FL 32439-2290
Document Number	0031380475
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 WINDCHIME WAY FREEPORT FL 324392290, FREEPORT, FL 32439-2290

Mortgage

Document Number	0031380475
Date	Apr 6, 2020
Book Page	003138/000475
Instrument	12138

Lender

Name	BEACH CMNTY MTG SVCS
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 31, 2018
Property Address	470 WINDCHIME WAY, FREEPORT, FL 32439-2290
Document Number	0030933772
Book / Page	3093 / 3772
Map Reference	MB 17 PG 60
Instrument Date	Dec 31, 2018
Instrument	20180042924
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	BRIGHT LIGHT LAND TITLE CO L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3901 TURKEY OAK DR, 3901, VALRICO, FL 33596-8219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 WINDCHIME WAY, FREEPORT, FL 32439-2290

Mortgage

Document Number	20180042925
Date	Dec 31, 2018
Instrument	20180042925

Lender

Name	BEACH COMMUNITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	470 WINDCHIME WAY, FREEPORT, FL 32439-2290
Document Number	0030890663
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	470 WINDCHIME WAY FREEPORT FL 324392290, FREEPORT, FL 32439-2290

Mortgage

Document Number	0030890663
Date	Nov 2, 2018
Book Page	003089/000663
Instrument	36728

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 4, 2018
Property Address	470 WINDCHIME WAY, FREEPORT, FL 32439-2290
Document Number	0030694968
Book / Page	003069 / 004968
Instrument Date	Mar 28, 2018
Instrument	10872
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	BRIGHT LIGHT LAND TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,618.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9642 BERYL DR

Mortgage

Document Number	30694972
Date	Apr 4, 2018
Book Page	003069/004972
Instrument	1874

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,375.00 (-1.11%) Homeowner's exemption	$385,187 (-28.1%)	$537,808 (+0.39%) Land $52,815 Building $484,993
2024	$4,424.00 (+3.61%)
2023	$4,270.00 (+5.33%) Homeowner's exemption	$535,725 (+11.81%) Land $40,535 Building $495,190	$535,725 (+11.81%) Land $40,535 Building $495,190
2022	$4,054.00 Homeowner's exemption	$479,118 Land $44,994 Building $434,124	$479,118 Land $44,994 Building $434,124

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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