481 Upper Blvd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 481 Upper Blvd, Ridgewood, NJ 07450 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	6,221 sqft · built 2023
Lot Size	0.629 acres (27,399 sqft)
Owner	2 Individual Names on File
Last Sale	$1,140,000 (Feb 2021)
Tax Bill	$62,771 (2025)
Deeds & Mortgages	Dec 2021 Construction Loan Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-01513-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`51-01513-0000-00001`
Alternative APN	`510151300001`

Interior

Stories	1 Story
Building Area	6,221 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Lot Area	27,399 sqft (0.629 acres)
Lot Dimensions	274 ft deep x 120 ft wide

Location & Zoning

Street Address	481 UPPER BLVD
City	RIDGEWOOD
State	NJ
Zip	07450-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.629 AC
Legal Subdivision	RIDGEWOOD VILLAGE
Legal Block	1513
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	2
Census Block	2004
Census Tract	47200

Owner

Source: Bergen County and Ridgewood Village records · APN 51-01513-0000-00001

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	481 UPPER BLVD, RIDGEWOOD, NJ 07450-1503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Correction Deed · Construction Mortgage TD BANK NA
Feb 04, 2021	Deed, Transfer · Conventional Mortgage FULTON BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 04, 2021 · Amount on Record
Deed Sale	Feb 04, 2021 · Amount on Record
Prior Sale	Jul 11, 1997 · Amount on Record
Deed Document Number	202115555
Deed Book / Page	3944 / 791
Last Transfer Date	Sep 09, 2021
Transfer Doc	0044871535
Record Updated	Sep 20, 2026

December 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 13, 2021
Property Address	481 UPPER BLVD, RIDGEWOOD, NJ 07450-1503
Document Number	0044871535
Book / Page	4487 / 1535
Instrument Date	Sep 09, 2021
Instrument	2021179271
Record Updated	Dec 12, 2025
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	481 UPPER BLVD, RIDGEWOOD, NJ 07450-1503
Investor	Possibly a Property Investor

Mortgage

Document Number	2021179272
Date	Dec 13, 2021
Instrument	2021179272

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 01, 2051

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 04, 2021
Property Address	481 UPPER BLVD, RIDGEWOOD, NJ 07450-1503
Document Number	0039440791
Book / Page	3944 / 791
Instrument Date	Nov 24, 2020
Instrument	2021015555
Transaction Type	Transfer
Record Updated	Aug 19, 2025
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$22,669.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	960 SAYBROOK RD, HADDAM, CT 06438-1138

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	481 UPPER BLVD, RIDGEWOOD, NJ 07450-1503
Investor	Possibly a Property Investor

Mortgage

Document Number	0039440797
Date	Feb 04, 2021
Book Page	3944/797
Instrument	21-015556

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jan 01, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,172,000 (-) Land $455,200 Building $1,716,800	$2,172,000 (-) Land $455,200 Building $1,716,800
2025	$62,771.00 (+0.73%)	$2,172,000 (+377.15%) Land $455,200 Building $1,716,800	$2,172,000 (+377.15%) Land $455,200 Building $1,716,800
2024	$62,315.00 (+400.92%)
2023		$455,200 Land $455,200	$455,200 Land $455,200
2022	$12,440.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030472002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014, rainfall accumulation

Wildfire

Wildfire Risk	Low above 7% of the US · above 18% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 362 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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