480 Upper Blvd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 480 Upper Blvd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	1,066 sqft · built 1950
Lot Size	0.275 acres (11,979 sqft)
Owner	Company Name on Record
Last Sale	$935,000 (Jul 2026)
Tax Bill	$12,869 (2025)
Deeds & Mortgages	Jul 2026 Sale & Construction Loan Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-01512-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`51-01512-0000-00003`
Alternative APN	`510151200003`

Interior

Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	480 UPPER BLVD
City	RIDGEWOOD
State	NJ
Zip	07450-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.275 AC
Legal Block	1512
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	2
Census Block	2005
Census Tract	47200

Owner

Source: Bergen County and Ridgewood Village records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	480 UPPER BLVD, RIDGEWOOD, NJ 07450-1504
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Bargain and Sale Deed, Transfer · Construction Mortgage KIAVI FUNDING INC
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2026 · Amount on Record
Deed Sale	Jul 15, 2026 · Amount on Record
Prior Sale	Mar 16, 2015 · Amount on Record
Deed Document Number	202648072
Deed Book / Page	5847 / 1979
Record Updated	Sep 20, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 15, 2026
Property Address	480 UPPER BLVD, RIDGEWOOD, NJ 07450-1504
Document Number	0000048072
Book / Page	5847 / 1979
Instrument Date	Jun 29, 2026
Instrument	202648072
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	EMPIRE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94,435.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	480 UPPER BLVD, RIDGEWOOD, NJ 07450-1504

Mortgage

Document Number	0000048073,
Date	Jul 15, 2026
Book Page	5848/1
Instrument	202648073

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	6.48%
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	480 UPPER BLVD, RIDGEWOOD, NJ 07450-1504
Document Number	0036661953
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	480 UPPER BLVD RIDGEWOOD NJ 074501504, RIDGEWOOD, NJ 07450-1504

Mortgage

Document Number	0036661953
Date	Aug 12, 2020
Book Page	003666/001953

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 11, 2035

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,300 (-) Land $356,000 Building $89,300	$445,300 (-) Land $356,000 Building $89,300
2025	$12,869.00 (+0.73%)	$445,300 (-) Land $356,000 Building $89,300	$445,300 (-) Land $356,000 Building $89,300
2024	$12,776.00 (+4.98%)
2023		$445,300 Land $356,000 Building $89,300	$445,300 Land $356,000 Building $89,300
2022	$12,170.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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