481 Sunray Dr, Clayton, NC 27520 Property Records

Johnston County property record for 481 Sunray Dr, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,208 sqft · built 2007
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,000 (Nov 2016)
Tax Bill	$1,465 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17J07004C`

Property Details

APN / Parcel Number

Primary APN	`17J07004C`
Alternative APN	`2000244708`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,208 sqft Living Area
Gross Area	1,408 sqft
1st Floor Area	1,208 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000244708
Street Address	481 SUNRAY DR
City	CLAYTON
State	NC
Zip	27520-4323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 84 SUNRAY VILLAGE SEC 4 62/59
Legal Subdivision	SUNRAY VILLAGE SUBDIVISION
Legal Lot Number	84
Jurisdiction	JOHNSTON NC
Township / Civil Division	WILSON MILLS
Census Block Group	5
Census Block	5024
Census Tract	40905

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	481 SUNRAY DR, CLAYTON, NC 27520-4323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2016 · Amount on Record
Deed Sale	Nov 15, 2016 · Amount on Record
Prior Sale	Aug 28, 2013 · Amount on Record
Deed Document Number	2016510048
Deed Book / Page	4865 / 19
Last Transfer Date	Nov 9, 2021
Transfer Doc	0000781720
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	481 SUNRAY DR, CLAYTON, NC 27520-4323
Transaction Type	Mortgage
Record Updated	Jul 6, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 SUNRAY DR, CLAYTON, NC 27520-4323

Mortgage

Document Number	0000020367
Date	Jun 26, 2023
Book Page	6498/73
Instrument	2023020367

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSTON NC
Recording Date	Nov 15, 2021
Property Address	481 SUNRAY DR, CLAYTON, NC 27520-4323
Document Number	0000781720
Book / Page	6108 / 573
Map Reference	MB 62 PG 59&60
Instrument Date	Nov 9, 2021
Instrument	2021781720
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 SUNRAY DR, CLAYTON, NC 27520-4323

Mortgage

Document Number	0000781721
Date	Nov 15, 2021
Instrument	2021781721

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,465.00 (+43.07%)	$234,400 (+76.23%) Land $60,000 Building $174,400	$234,400 (+76.23%) Land $60,000 Building $174,400
2023	$1,024.00	$133,010 Land $40,000 Building $93,010	$133,010 Land $40,000 Building $93,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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