447 Sunray Dr, Clayton, NC 27520 Property Records

Johnston County property record for 447 Sunray Dr, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,197 sqft · built 2007
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Feb 2026)
Tax Bill	$1,566 (2026)
Deeds & Mortgages	Apr 2024 Second Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17J07004B`

Property Details

APN / Parcel Number

Primary APN	`17J07004B`
Alternative APN	`2000209758`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,197 sqft Living Area
Gross Area	1,511 sqft
1st Floor Area	1,197 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)

Exterior Amenities

Porch	Slab
Porch Area	194 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000209758
Street Address	447 SUNRAY DR
City	CLAYTON
State	NC
Zip	27520-4323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 85 SUNRAY VILLAGE SEC 4 62/59
Legal Subdivision	SUNRAY VILLAGE SECTION FOUR
Legal Lot Number	85
Jurisdiction	JOHNSTON NC
Township / Civil Division	WILSON MILLS
Census Block Group	5
Census Block	5024
Census Tract	40905

Owner

447 Sunray Dr is owned and occupied by two individuals who bought it in February 2026.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	447 SUNRAY DR, CLAYTON, NC 27520-4323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 10, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 31, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2026 · Amount on File
Deed Sale	Feb 10, 2026 · Amount on File
Prior Sale	May 31, 2018 · Amount on File
Deed Document Number	20263908
Deed Book / Page	7047 / 985
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	447 SUNRAY DR, CLAYTON, NC 27520-4323
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	UNKNOWN, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009688
Date	Apr 5, 2024
Book Page	6645/525
Instrument	2024009688

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2044

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Feb 10, 2026
Property Address	447 SUNRAY DR, CLAYTON, NC 27520-4323
Document Number	0000003908
Book / Page	DEED7047 / 985
Map Reference	MB 62 PG 59-60
Instrument Date	Feb 6, 2026
Instrument	2026003908
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1849 SWEET GARDENIA WAY, APEX, NC 27502-4502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 SUNRAY DR, CLAYTON, NC 27520-4323
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003909
Date	Feb 10, 2026
Instrument	2026003909

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	May 31, 2018
Property Address	447 SUNRAY DR, CLAYTON, NC 27520-4323
Document Number	0000572514
Book / Page	5157 / 0830
Map Reference	MB62 PG59
Instrument Date	May 18, 2018
Instrument	2018572514
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8147 HAZY DAWN CT, 8147, PASADENA, MD 21122-1162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 SUNRAY DR, CLAYTON, NC 27520-4323

Mortgage

Document Number	0000572515
Date	May 31, 2018
Instrument	2018572515

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 447 Sunray Dr was $1,566, down 1.6% from the year before.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,566.00 (-1.57%)	$250,610 (-) Land $60,000 Building $190,610	$250,610 (-) Land $60,000 Building $190,610
2025	$1,591.00	$250,610 Land $60,000 Building $190,610	$250,610 Land $60,000 Building $190,610
2023	$1,047.00	$136,070 Land $40,000 Building $96,070	$136,070 Land $40,000 Building $96,070

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 447 Sunray Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 447 Sunray Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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