481 State St, Oxford, MI 48371 Property Records

Oakland County property record for 481 State St, Oxford, MI 48371

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,771 sqft · built 2015
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Dec 2017)
Tax Bill	$5,062 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P-04-23-303-137`

Property Details

APN / Parcel Number

Primary APN	`P-04-23-303-137`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,771 sqft Living Area
1st Floor Area	1,369 sqft
Basement Area	1,369 sqft
Unfinished Basement	1,369 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	11,326 sqft (0.26 acres)
Terrain	Rolling
Garage Area	722 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	31 sqft
Deck Area	282 sqft
Patio Area	282 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	481 STATE ST
City	OXFORD
State	MI
Zip	48371-6324
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KV
Legal Description	T5N, R10E, SEC 23 OAKLAND COUNTY CONDOMINIUM PLAN NO 1517 THE HILLS OF WILLOW LAKE UNIT 137 L 28189 P 468 03-05-03 FR 301-001
Legal Range	10E
Legal Township	05N
Legal Section	23
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	137
Jurisdiction	OAKLAND MI
Township / Civil Division	OXFORD
Census Block Group	4
Census Block	4003
Census Tract	121000

Owner

481 State St, a condominium, is owned and occupied by two individuals who bought it in December 2017.

Source: Oakland County records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	481 STATE ST, OXFORD, MI 48371-6324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2017 · Amount on File
Deed Sale	Dec 15, 2017 · Amount on File
Prior Sale	Sep 22, 2015 · Amount on File
Deed Document Number	2017229489
Deed Book / Page	51392 / 671
Record Updated	Oct 29, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 15, 2017
Property Address	481 STATE ST, OXFORD, MI 48371-6324
Document Number	0000229489
Book / Page	051392 / 000671
Instrument Date	Dec 11, 2017
Instrument	229489
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,354.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	635 SHEFFIELD RD AUBURN HILLS MI 483263528, AUBURN HILLS, MI 48326-3528

Mortgage

Document Number	1237
Date	Dec 15, 2017
Book Page	051438/000079
Instrument	1237

Lender

Name	CASON HM LNS
Type	Bank
Address	7108 FAIRWAY DR # 325, PALM BEACH GARDENS, FL 33418-3769

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 481 State St was $5,062 with a homeowner's exemption, down 45.6% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oxford Charter Township
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,062.00 (-45.58%) Homeowner's exemption	$277,060	$554,120
2024	$9,301.00
2023		$244,310 (+12.3%)	$488,620 (+12.3%)
2022	$7,600.00 (-3.48%) Homeowner's exemption	$217,560	$435,120
2021	$7,874.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 481 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 481 State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD TOWNSHIP serves 10,407 people · EPA ID MI0005138
Water Source	Groundwater
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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