441 State St, Oxford, MI 48371 Property Records

Oakland County property record for 441 State St, Oxford, MI 48371

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,807 sqft · built 2017
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (Jan 2018)
Tax Bill	$4,988 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P-04-23-303-141`

Property Details

APN / Parcel Number

Primary APN	`P-04-23-303-141`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,807 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Terrain	Rolling
Garage Area	666 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	41 sqft
Patio Area	217 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	441 STATE ST
City	OXFORD
State	MI
Zip	48371-6324
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KV
Legal Description	T5N, R10E, SEC 23 OAKLAND COUNTY CONDOMINIUM PLAN NO 1517 THE HILLS OF WILLOW LAKE UNIT 141 L 28189 P 468 03-05-03 FR 301-001
Legal Range	10E
Legal Township	05N
Legal Section	02
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	141
Jurisdiction	OAKLAND MI
Township / Civil Division	OXFORD
Census Block Group	4
Census Block	4003
Census Tract	121000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	441 STATE ST, OXFORD, MI 48371-6324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 8, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2018 · Amount on File
Deed Sale	Jan 8, 2018 · Amount on File
Prior Sale	Dec 10, 2014 · Amount on File
Deed Document Number	20183873
Deed Book / Page	51452 / 716
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	441 STATE ST, OXFORD, MI 48371-6324
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000137761
Date	Jul 16, 2020
Book Page	54503/319
Instrument	137761

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

January 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 8, 2018
Property Address	441 STATE ST, OXFORD, MI 48371-6324
Document Number	0000003873
Book / Page	51452 / 00716
Map Reference	LB 28189 PG 468-541
Instrument Date	Dec 27, 2017
Instrument	003873
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Tax	$301.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 71075, ROCHESTER HILLS, MI 48307-0020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 STATE ST, OXFORD, MI 48371-6324

Mortgage

Document Number	0000003874
Date	Jan 8, 2018
Instrument	003874

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oxford Charter Township
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,988.00 (-37.36%) Homeowner's exemption	$277,740 (+13.29%)	$555,480 (+13.29%)
2024	$7,963.00 (+11.26%)
2023		$245,160 (+12.25%)	$490,320 (+12.25%)
2022	$7,157.00 (+4.6%) Homeowner's exemption	$218,410	$436,820
2021	$6,842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD TOWNSHIP serves 10,407 people · EPA ID MI0005138
Water Source	Groundwater
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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