Delaware County property record for 481 Ridge Ln, Springfield, PA 19064
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,385 sqft · built 1986 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $261,500 (Jun 2000) |
| Tax Bill | $10,855 (2026) |
| Deeds & Mortgages | Apr 2023 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-00-05206-31 |
| Primary APN | 42-00-05206-31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,385 sqft Living Area |
| 1st Floor Area | 2,385 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 160 ft deep x 70 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4202072000 |
|---|---|
| Street Address | 481 RIDGE LN |
| City | SPRINGFIELD |
| State | PA |
| Zip | 19064-1139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 STY HSE GAR ADD 70 X 160 IRR LOT 13 |
| Legal Subdivision | ROLLING GREEN AVE |
| Legal Block | 20 |
| Legal Lot Number | 13 |
| Jurisdiction | DELAWARE PA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 407802 |
481 Ridge Ln is owned and occupied by two individuals who bought it in June 2000.
Source: Delaware County records, as of May 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 481 RIDGE LN, SPRINGFIELD, PA 19064-1139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2023 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2000 · Amount on File |
| Deed Sale | Jun 30, 2000 · Amount on File |
| Deed Document Number | 200040644 |
| Deed Book / Page | 2031 / 1678 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 481 RIDGE LN, SPRINGFIELD, PA 19064-1139 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0069013389 |
|---|---|
| Date | Apr 25, 2023 |
| Book Page | 6901/3389 |
| Instrument | 2023013838 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 481 RIDGE LN, SPRINGFIELD, PA 19064-1139 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0066732184 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 6673/2184 |
| Instrument | 2021027284 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Address | SEMINOLE, FL 33772 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2026 property tax bill for 481 Ridge Ln was $10,855 with a homeowner's exemption.
Source: Delaware County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Delaware County |
| County Subdivision | Springfield Township |
| Unified School District | Springfield School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,855.00 Homeowner's exemption | $362,210 Land $100,380 Building $261,830 | $362,210 Land $100,380 Building $261,830 |
| 2024 | $362,210 Land $100,380 Building $261,830 | ||
| 2023 | $9,885.00 Homeowner's exemption | ||
| 2021 | $362,210 (-) | ||
| 2020 | $362,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 481 Ridge Ln in Zone X, an area of minimal flood risk, though there have been 61 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 61 (1979–2020) |
| Claims Outside the SFHA | 17 of 61 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 481 Ridge Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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