Delaware County property record for 474 Ridge Ln, Springfield, PA 19064
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,540 sqft · built 1986 |
| Lot Size | 0.328 acres (14,288 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $685,000 (Jul 2026) |
| Tax Bill | $11,877 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-00-05206-21 |
| Primary APN | 42-00-05206-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,540 sqft Living Area |
| 1st Floor Area | 2,690 sqft |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Bi-Level |
| Exterior Material | Stucco |
| Lot Area | 14,288 sqft (0.328 acres) |
| Lot Dimensions | 186 ft deep x 58 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4202021000 |
|---|---|
| Street Address | 474 RIDGE LN |
| City | SPRINGFIELD |
| State | PA |
| Zip | 19064-1119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 STY HSE LOT 25 58 X 186 IRR |
| Legal Subdivision | ROLLING GREEN ACRES |
| Legal Block | 20 |
| Legal Lot Number | 25 |
| Jurisdiction | DELAWARE PA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 407802 |
Source: Delaware County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 474 RIDGE LN, SPRINGFIELD, PA 19064-1119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC |
| Nov 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage POLICE & FIRE FCU |
| Mar 21, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2026 · Amount on Record |
| Deed Sale | Jul 20, 2026 · Amount on Record |
| Prior Sale | Mar 21, 2017 · Amount on Record |
| Deed Document Number | 202625916 |
| Deed Book / Page | 7144 / 228 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | Jul 20, 2026 |
| Property Address | 474 RIDGE LN, SPRINGFIELD, PA 19064-1119 |
| Document Number | 0000025916 |
| Book / Page | 7144 / 228 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202625916 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | WORLD WIDE LAND TRANSFER INC, WORLD WIDE LAND TRANSFER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $691,850.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 474 RIDGE LN, SPRINGFIELD, PA 19064-1119 |
| Document Number | 0000025917, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 202625917 |
| Name | KIND LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 474 RIDGE LN, SPRINGFIELD, PA 19064-1119 |
| Document Number | 0064432385 |
| Instrument Date | Nov 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 474 RIDGE LN SPRINGFIELD PA 190641119, SPRINGFIELD, PA 19064-1119 |
| Document Number | 0064432385 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 006443/002385 |
| Instrument | 74659 |
| Name | POLICE & FIRE FCU |
|---|---|
| Address | BENSALEM, PA 19020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 26, 2039 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | Mar 21, 2017 |
| Property Address | 474 RIDGE LN, SPRINGFIELD, PA 19064-1119 |
| Document Number | 0059701181 |
| Book / Page | 005970 / 001181 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 474 RIDGE LN SPRINGFIELD PA 190641119, SPRINGFIELD, PA 19064-1119 |
Source: Delaware County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Delaware County |
| County Subdivision | Springfield Township |
| Unified School District | Springfield School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,877.00 (+6.63%) | $396,290 (-) Land $108,700 Building $287,590 | $396,290 (-) Land $108,700 Building $287,590 |
| 2025 | $396,290 (-) Land $108,700 Building $287,590 | $396,290 (-) Land $108,700 Building $287,590 | |
| 2024 | $11,138.00 (+2.99%) | $396,290 Land $108,700 Building $287,590 | |
| 2023 | $10,815.00 | ||
| 2021 | $396,290 (-) | ||
| 2020 | $396,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 61 (1979–2020) |
| Claims Outside the SFHA | 17 of 61 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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