481 Riddle Rd, Cincinnati, OH 45220 Property Records

Hamilton County property record for 481 Riddle Rd, Cincinnati, OH 45220

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,300 sqft · built 1905
Lot Size	0.228 acres (9,932 sqft)
Owner	Company Name on File
Last Sale	$349,000 (Jul 2021)
Tax Bill	$7,400 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101-0006-0003-00`

Property Details

APN / Parcel Number

Primary APN	`101-0006-0003-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,300 sqft Living Area
1st Floor Area	722 sqft
2nd Floor Area	578 sqft
Upper Floors Area	578 sqft
Basement Area	722 sqft

Exterior

Year Built	Built 1905
Architectural Style	Conventional
Exterior Material	Stucco
Lot Area	9,932 sqft (0.228 acres)
Lot Dimensions	200 ft deep x 51 ft wide
Porch	Porch
Porch Area	366 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	481 RIDDLE RD
City	CINCINNATI
State	OH
Zip	45220-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	481 RIDDLE RD 50.93X200 PT LOT 76 COL JOHN RIDDLES SUB
Legal Subdivision	COL JOHN RIDDLES SUB
Legal Lot Number	76
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1000
Census Tract	2901

Owner

Source: Hamilton County records · APN 101-0006-0003-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1183 YOSEMITE AVE, SAN JOSE, CA 95126-2668
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2021 · Amount on Record
Deed Sale	Jul 02, 2021 · Amount on Record
Prior Sale	Jul 02, 2021 · Amount on Record
Deed Document Number	0000081139
Deed Book / Page	14451 / 3151
Last Transfer Date	May 29, 2024
Transfer Doc	0000035923
Record Updated	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 02, 2021
Property Address	481 RIDDLE RD, CINCINNATI, OH 45220-2410
Document Number	0000081139
Book / Page	14451 / 3151
Map Reference	MB 1 PG 264&265
Instrument Date	Jun 24, 2021
Instrument	2021-0081139
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,047.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 RIDDLE RD, CINCINNATI, OH 45220-2410

Mortgage

Document Number	0000081140
Date	Jul 02, 2021
Instrument	2021-0081140

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,400.00 (+0.14%)	$116,708 (-) Land $19,618 Building $97,090
2024	$7,390.00 (-0.18%)	$116,708 (-) Land $19,618 Building $97,090
2023	$7,403.00 (+5.17%)	$116,708 (+16.91%) Land $19,618 Building $97,090	$333,450 (+16.91%) Land $56,050 Building $277,400
2022	$7,039.00	$99,828 Land $16,167 Building $83,661
2020			$285,220 Land $46,190 Building $239,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile USA.

Based on FCC filings for 169 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH3102612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.