Caldwell County property record for 481 Mount Herman Rd, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,350 sqft · built 1979 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,001 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 54 1 80 |
| Primary APN | 03 54 1 80 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,350 sqft Heated Area |
| Gross Area | 3,348 sqft |
| 1st Floor Area | 1,350 sqft |
| Basement Area | 1,350 sqft |
| Unfinished Basement | 1,350 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 55,321 sqft (1.27 acres) |
| Garage Type | Carport |
| Garage Area | 368 sqft |
| Carport | Carport |
| Carport Area | 368 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | Deck Area |
| Patio Area | 80 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 126314 |
|---|---|
| Street Address | 481 MOUNT HERMAN RD |
| City | HUDSON |
| State | NC |
| Zip | 28638-8784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1545 PG 743 YR 05 ST 0.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 30600 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 481 MOUNT HERMAN RD, HUDSON, NC 28638-8784 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Dec 5, 2022 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| May 28, 2021 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Aug 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MTG SVCS |
| Nov 21, 2019 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 8, 2005 |
| Transfer Doc | 1545000743 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 481 MOUNT HERMAN RD, HUDSON, NC 28638-8784 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2026 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 481 MOUNT HERMAN RD, HUDSON, NC 28638-8784 |
| Document Number | 0021592065 |
|---|---|
| Date | Mar 20, 2026 |
| Book Page | 2159/2065 |
| Instrument | 10116907 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 500 N STATE COLLEGE BLVD STE 1030, ORANGE, CA 92868 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 481 MOUNT HERMAN RD, HUDSON, NC 28638-8784 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2023 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0020720459 |
|---|---|
| Date | Dec 5, 2022 |
| Book Page | 2072/459 |
| Instrument | 10079260 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 481 MOUNT HERMAN RD, HUDSON, NC 28638-8784 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0020230717 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 2023/717 |
| Instrument | 10058249 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92808 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 481 MOUNT HERMAN RD, HUDSON, NC 28638-8784 |
| Document Number | 0010047323 |
| Instrument Date | Aug 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 481 MOUNT HERMAN RD HUDSON NC 286388784, HUDSON, NC 28638-8784 |
| Document Number | 0010047323 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 001996/000682 |
| Instrument | 10047323 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 481 MOUNT HERMAN RD, HUDSON, NC 28638-8784 |
| Document Number | 0010038999 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2019 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 481 MOUNT HERMAN RD HUDSON NC 286388784, HUDSON, NC 28638-8784 |
| Document Number | 0010038999 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 001976/001564 |
| Instrument | 10038999 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2049 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,001.00 (-4.67%) | $203,700 (-) Land $20,000 Building $183,700 | |
| 2025 | $1,050.00 (+89.53%) | $203,700 (+77.75%) Land $20,000 Building $183,700 | $203,700 (+77.75%) Land $20,000 Building $183,700 |
| 2023 | $114,600 (-) Land $18,200 Building $96,400 | $114,600 (-) Land $18,200 Building $96,400 | |
| 2022 | $554.00 | $114,600 Land $18,200 Building $96,400 | $114,600 Land $18,200 Building $96,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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