Warren County property record for 481 McCray Blvd, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,700 sqft · built 1995 |
| Lot Size | 0.354 acres (15,420 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $290,167 (Nov 2017) |
| Tax Bill | $5,193 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Nov 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-08-380-023-0 |
| Primary APN | 04-08-380-023-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,700 sqft Living Area |
| Gross Area | 3,206 sqft |
| 1st Floor Area | 1,800 sqft |
| Basement Area | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 15,420 sqft (0.354 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Deck Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 537640 |
|---|---|
| Street Address | 481 MCCRAY BLVD |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-9101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MC CRAY FARMS 7 LOT 168 |
| Legal Subdivision | MC CRAY FARMS 7 |
| Legal Block | 40 |
| Legal Lot Number | 168 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 30504 |
Source: Warren County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 481 MCCRAY BLVD, SPRINGBORO, OH 45066-9101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANPAL |
| Nov 15, 2017 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2017 · Amount on Record |
| Deed Sale | Nov 15, 2017 · Amount on Record |
| Prior Sale | Oct 24, 1995 · Amount on Record |
| Deed Document Number | 201735194 |
| Prior Transfer Date | Feb 26, 1991 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 481 MCCRAY BLVD, SPRINGBORO, OH 45066-9101 |
| Document Number | 0000044314 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 481 MCCRAY BLVD SPRINGBORO OH 450669101, SPRINGBORO, OH 45066-9101 |
| Document Number | 0000044314 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 44314 |
| Name | LOANPAL |
|---|---|
| Address | 8781 SIERRA COLLEGE BLVD, ROSEVILLE, CA 95661-5920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 3, 2030 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Nov 15, 2017 |
| Property Address | 481 MCCRAY BLVD, SPRINGBORO, OH 45066-9101 |
| Document Number | 0000035194 |
| Map Reference | PB 23 PG 61 62 |
| Instrument Date | Oct 25, 2017 |
| Instrument | 2017-035194 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $870.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 481 MCCRAY BLVD, SPRINGBORO, OH 45066-9101 |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,193.00 (+12.16%) | $130,100 (+23.01%) Land $35,000 Building $95,100 | $371,720 (+23.01%) Land $100,000 Building $271,720 |
| 2023 | $4,630.00 (+4.35%) Homeowner's exemption | $105,767 (-) Land $21,525 Building $84,242 | |
| 2022 | $4,437.00 Homeowner's exemption | $105,767 Land $21,525 Building $84,242 | $302,190 (-) Land $61,500 Building $240,690 |
| 2021 | $302,190 Land $61,500 Building $240,690 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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