481 Mary Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 481 Mary Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,644 sqft · built 1994
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,612 (2024)
Deeds & Mortgages	Dec 2025 Transfer Jan 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-25-349-026-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-349-026-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,644 sqft Living Area
1st Floor Area	1,644 sqft
Basement Area	1,644 sqft
Unfinished Basement	1,644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	612 sqft
Porch	Slab
Porch Area	225 sqft
Patio Area	388 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	481 MARY DR
City	WATERLOO
State	IL
Zip	62298-1833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 26 LAKEVIEW ESTATES WEST
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	LAKEVIEW ESTATES
Legal Lot Number	26
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	3
Census Block	3010
Census Tract	600501

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	481 MARY DR, WATERLOO, IL 62298-1833
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jan 24, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 18, 2024
Transfer Doc	0000431856
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Dec 4, 2025
Property Address	481 MARY DR, WATERLOO, IL 62298-1833
Document Number	0000440372
Map Reference	DOC 154602
Instrument Date	Nov 25, 2025
Instrument	440372
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 MARY DR, WATERLOO, IL 62298-1833

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Jan 24, 2024
Property Address	481 MARY DR, WATERLOO, IL 62298-1833
Document Number	0000431856
Map Reference	DOC 154602
Instrument Date	Jan 18, 2024
Instrument	431856
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 MARY DR, WATERLOO, IL 62298-1833

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$103,250 (+2.41%) Land $16,260 Building $86,990	$309,750 (+2.41%) Land $48,780 Building $260,970
2024	$5,612.00 Additional exemption filed	$100,816 (+33.37%) Land $15,979 Building $84,837	$302,448 (+33.37%) Land $47,937 Building $254,511
2022	Additional exemption filed	$75,590 Land $15,070 Building $60,520	$226,770 Land $45,210 Building $181,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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