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470 Mary Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 470 Mary Dr, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,870 sqft · built 1994
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Jun 2023)
Deeds & MortgagesJan 2024 Transfer
Jun 2023 Sale
Flood ZoneZone X (minimal risk)
APN07-25-349-008-000

Property Details

APN / Parcel Number

Primary APN07-25-349-008-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,870 sqft Living Area
1st Floor Area1,870 sqft
Basement Area1,870 sqft
Unfinished Basement1,870 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Garage Area440 sqft
DrivewayConcrete Driveway
Driveway Area612 sqft

Exterior Amenities

PorchSlab
Porch Area276 sqft
Deck Area168 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address470 MARY DR
CityWATERLOO
StateIL
Zip62298-1834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR5
Legal DescriptionLOT 8 LAKEVIEW ESTATES WEST
Legal Range10W
Legal Township02S
Legal Section25
Legal SubdivisionLAKEVIEW ESTATES
Legal Lot Number8
JurisdictionMONROE IL
Township / Civil Division27
Census Block Group3
Census Block3006
Census Tract600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address470 MARY DR, WATERLOO, IL 62298-1834
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2024Transfer on Death Deed, Transfer
Jun 6, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2023 · Amount on Record
Deed SaleJun 6, 2023 · Amount on Record
Deed Document Number2023429274
Last Transfer DateJan 18, 2024
Transfer Doc0000431824
Record UpdatedOct 29, 2026

January 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMONROE IL
Recording DateJan 19, 2024
Property Address470 MARY DR, WATERLOO, IL 62298-1834
Document Number0000431824
Map ReferenceDOC 154602
Instrument DateJan 18, 2024
Instrument431824
Transaction TypeTransfer
Record UpdatedJan 31, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address470 MARY DR, WATERLOO, IL 62298-1834
InvestorPossibly a Property Investor

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateJun 6, 2023
Property Address470 MARY DR, WATERLOO, IL 62298-1834
Document Number0000429274
Instrument DateJun 2, 2023
Instrument429274
Transaction TypeTransfer
Record UpdatedJun 28, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$472.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address470 MARY DR, WATERLOO, IL 62298-1834

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address470 MARY DR, WATERLOO, IL 62298-1834

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Disabled Person's exemption$105,430 (+37.67%) Land $16,260 Building $89,170$316,290 (+37.67%) Land $48,780 Building $267,510
2022Homeowner's exemption Additional exemption filed$76,580 (+4.53%) Land $15,070 Building $61,510$229,740 (+4.53%) Land $45,210 Building $184,530
2021Homeowner's exemption Additional exemption filed$73,260 Land $11,010 Building $62,250$219,780 Land $33,030 Building $186,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims8 (1993)
Claims Outside the SFHA2 of 8
Most Recent ClaimAug 1993 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Harrisonville Telephone Company
Fiber · DSL		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Wisper ISP.

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