Chemung County and Big Flats Town property record for 481 Maple St, Big Flats, NY 14814
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 4 bd · 2.5 ba · 3,024 sqft · built 1990 |
| Lot Size | 0.539 acres (23,478 sqft) |
| Owner | Company Name on Record |
| Last Sale | $247,500 (Sep 2014) |
| Tax Bill | $8,525 (2026) |
| Deeds & Mortgages | May 2006 Mortgage Mar 2006 Mortgage + 2 more |
| APN | 072400 66.02-2-57 |
| Primary APN | 072400 66.02-2-57 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,024 sqft Gross Area |
| 1st Floor Area | 1,522 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,478 sqft (0.539 acres) |
| Lot Dimensions | 163 ft deep x 144 ft wide |
| Garage Type | Detached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 320 sqft |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 02625000 |
|---|---|
| Street Address | 481 MAPLE ST |
| City | BIG FLATS |
| State | NY |
| Zip | 14814-9701 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | 05 - COMME |
| Legal Block | 2 |
| Legal Lot Number | 57.000 |
| Jurisdiction | CHEMUNG NY |
| Township / Civil Division | BIG FLATS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10302 |
Source: Chemung County and Big Flats Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 298, HORSEHEADS, NY 14845-0298 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 30, 2006 | Deed of Trust, Mortgage · Commercial Mortgage CHEMUNG CANAL TRUST CO |
| Mar 3, 2006 | Deed of Trust, Mortgage · Commercial Mortgage ELMIRA SAVINGS BANK |
| Sep 29, 2014 | Deed, Transfer JOHN W MALONEY |
| Mar 3, 2006 | Deed, Transfer · Commercial Mortgage ELMIRA SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2014 · Amount on Record |
| Deed Sale | Sep 29, 2014 · Amount on Record |
| Prior Sale | Mar 3, 2006 · Amount on Record |
| Deed Book / Page | 20140 / 21975 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 481 MAPLE ST, BIG FLATS, NY 14814-9701 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2006053000004701 |
|---|---|
| Date | May 30, 2006 |
| Instrument | 20060530-00004701 |
| Name | CHEMUNG CANAL TRUST CO |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 481 MAPLE ST, BIG FLATS, NY 14814-9701 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2006030300001941 |
|---|---|
| Date | Mar 3, 2006 |
| Instrument | 20060303-00001941 |
| Name | ELMIRA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 226 Months |
| Due | Jan 1, 2025 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Recording Date | Sep 29, 2014 |
| Property Address | 481 MAPLE ST, BIG FLATS, NY 14814-9701 |
| Document Number | 0000020140/0000021975 |
| Book / Page | 0000020140 / 0000021975 |
| Instrument Date | Sep 18, 2014 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | JOHN W MALONEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | HORSEHEADS, NY 14845 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Recording Date | Mar 3, 2006 |
| Property Address | 481 MAPLE ST, BIG FLATS, NY 14814-9701 |
| Document Number | 0000003030/0000060001 |
| Book / Page | 0000003030 / 0000060001 |
| Instrument Date | Mar 1, 2006 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | ANTHONY F PAGANO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2006030300001940 |
|---|---|
| Date | Mar 3, 2006 |
| Instrument | 20060303-00001940 |
| Name | ELMIRA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 286 Months |
| Due | Jan 1, 2030 |
Source: Chemung County and Big Flats Town assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chemung County |
| County Subdivision | Big Flats Town |
| Unified School District | Horseheads Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,525.00 (+0.9%) | ||
| 2025 | $8,449.00 | $280,500 (+8.01%) Land $36,800 Building $243,700 | $329,200 (+19.16%) Land $43,189 Building $286,011 |
| 2023 | $259,700 Land $34,000 Building $225,700 | $276,277 Land $36,170 Building $240,107 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG FLATS WATER DISTRICT 5 serves 8,489 people · EPA ID NY0701011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Xtreme5G Fixed Wireless | 100 / 20 |
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