455 Maple St, Big Flats, NY 14814 Property Records

Chemung County and Big Flats Town property record for 455 Maple St, Big Flats, NY 14814

Property Summary

Property Type	Professional Building (Legal, Insurance, Real Estate, Business)
Details	4,468 sqft · built 1988
Lot Size	2.27 acres (98,881 sqft)
Owner	Company Name on Record
Tax Bill	$35,137 (2026)
Deeds & Mortgages	Jan 2019 Mortgage Sep 2008 Mortgage + 11 more
APN	`072400 66.02-2-59`

Property Details

APN / Parcel Number

Primary APN	`072400 66.02-2-59`
Alternative APNs	`240006600200020590000000` `01881000`

Interior

Units	5 Units
Stories	1 Story
Building Area	4,468 sqft Gross Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2003
Lot Area	98,881 sqft (2.27 acres)
Canopy	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	01881000
Street Address	455 MAPLE ST
City	BIG FLATS
State	NY
Zip	14814-9702
Property Category	Commercial
Property Type	Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Local Zoning Code	02 - SINGL
Legal Description	NS MAPLE STREET 485-B AT 5% FOR 1998
Legal Block	2
Legal Lot Number	59.000
Jurisdiction	CHEMUNG NY
Township / Civil Division	BIG FLATS
Census Block Group	2
Census Block	2002
Census Tract	10302

Owner

Source: Chemung County and Big Flats Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11849 E CORNING RD, 106, CORNING, NY 14830-3695
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2019	Deed of Trust, Mortgage · Commercial Mortgage CORNING FCU
Sep 30, 2008	Deed of Trust, Mortgage · Commercial Mortgage ELMIRA SAVINGS BANK
Aug 15, 2006	Deed of Trust, Mortgage · Commercial Mortgage ELMIRA SAVINGS BANK
Mar 30, 2010	Deed of Trust, Mortgage · Commercial Mortgage FIVE STAR BANK
Dec 14, 2012	Deed of Trust, Mortgage · Commercial Mortgage M&T BANK NA
Mar 30, 2010	Deed of Trust, Mortgage · Commercial Mortgage FIVE STAR BANK
Mar 15, 2012	Deed of Trust, Mortgage · Commercial Mortgage CORNING FEDERAL CREDIT UNION
Sep 30, 2008	Deed of Trust, Mortgage · Commercial Mortgage ELMIRA SAVINGS BANK
Feb 6, 2018	Deed of Trust, Mortgage CORNING FEDERAL CREDIT UNION
Jan 15, 2021	Deed of Trust, Mortgage · Commercial Mortgage CORNING FCU
Jan 15, 2021	Deed of Trust, Mortgage · Commercial Mortgage CORNING FCU
Feb 6, 2018	Deed of Trust, Mortgage CORNING FEDERAL CREDIT UNION
Jan 2, 2019	Deed of Trust, Mortgage · Commercial Mortgage CORNING FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	455 MAPLE ST, BIG FLATS, NY 14814-9702
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201900004
Date	Jan 2, 2019
Instrument	201900004

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	455 MAPLE ST, BIG FLATS, NY 14814-9702
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008093000008226
Date	Sep 30, 2008
Instrument	20080930-00008226

Lender

Name	ELMIRA SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	455 MAPLE ST, BIG FLATS, NY 14814-9702
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006081500007491
Date	Aug 15, 2006
Instrument	20060815-00007491

Lender

Name	ELMIRA SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	455 MAPLE ST, BIG FLATS, NY 14814-9702
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010033000001838
Date	Mar 30, 2010
Instrument	20100330-00001838

Lender

Name	FIVE STAR BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	455 MAPLE ST, BIG FLATS, NY 14814-9702
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012121400228520
Date	Dec 14, 2012
Instrument	20121214-00228520

Lender

Name	M&T BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	49 Months
Due	Jan 1, 2017

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	455 MAPLE ST, BIG FLATS, NY 14814-9702
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010033000001839
Date	Mar 30, 2010
Instrument	20100330-00001839

Lender

Name	FIVE STAR BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	455 MAPLE ST, BIG FLATS, NY 14814-9702
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012031500206037
Date	Mar 15, 2012
Instrument	20120315-00206037

Lender

Name	CORNING FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	455 MAPLE ST, BIG FLATS, NY 14814-9702
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008093000008227
Date	Sep 30, 2008
Instrument	20080930-00008227

Lender

Name	ELMIRA SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	455 MAPLE ST, BIG FLATS, NY 14814-9702
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201803112
Date	Feb 6, 2018
Instrument	201803112

Lender

Name	CORNING FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	455 MAPLE ST, BIG FLATS, NY 14814-9702
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202100727
Date	Jan 15, 2021
Instrument	202100727

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	455 MAPLE ST, BIG FLATS, NY 14814-9702
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100727
Date	Jan 15, 2021
Instrument	202100727

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	455 MAPLE ST, BIG FLATS, NY 14814-9702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201803112
Date	Feb 6, 2018
Instrument	201803112

Lender

Name	CORNING FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	455 MAPLE ST, BIG FLATS, NY 14814-9702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900004
Date	Jan 2, 2019
Instrument	201900004

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chemung County and Big Flats Town assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chemung County
County Subdivision	Big Flats Town
Unified School District	Horseheads Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$35,137.00 (+1.18%)
2025	$34,726.00	$1,156,300 (+8%) Land $88,400 Building $1,067,900	$1,357,200 (+19.16%) Land $103,759 Building $1,253,441
2023		$1,070,600 Land $81,800 Building $988,800	$1,138,936 Land $87,021 Building $1,051,915

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG FLATS WATER DISTRICT 5 serves 8,489 people · EPA ID NY0701011
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Xtreme5G Fixed Wireless	100 / 20