481 Gastorf Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 481 Gastorf Ct, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,176 sqft · built 2001
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Jun 2022)
Tax Bill	$9,217 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Mar 2022 Mortgage
APN	`04-20-0-104-011`

Property Details

APN / Parcel Number

Primary APN	`04-20-0-104-011`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	1,176 sqft Living Area
Upper Floors Area	26 sqft
Basement Area	1,080 sqft
Finished Basement	1,248 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Mixed
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	481 GASTORF CT
City	O FALLON
State	IL
Zip	62269-1272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDING CREEK EST4TH ADD LOT/SEC-109 A02751142
Legal Subdivision	WINDING CREEK
Legal Block	104
Legal Lot Number	109
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2001
Census Tract	504351

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	481 GASTORF CT, O FALLON, IL 62269-1272
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed, Transfer · FHA Mortgage BELL BANK
Mar 21, 2022	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2022 · Amount on Record
Deed Sale	Jun 28, 2022 · Amount on Record
Prior Sale	May 21, 2001 · Amount on Record
Deed Document Number	20222751142
Prior Transfer Date	Dec 10, 2008
Prior Transfer Doc	0002137410
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 28, 2022
Property Address	481 GASTORF CT, O FALLON, IL 62269-1272
Document Number	0A02751142
Map Reference	MB 93 PG 44
Instrument Date	Jun 22, 2022
Instrument	A02751142
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 GASTORF CT, O FALLON, IL 62269-1272

Mortgage

Document Number	0A02751143
Date	Jun 28, 2022
Instrument	A02751143

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.75%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	481 GASTORF CT, O FALLON, IL 62269-1272
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	RADIAN LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 GASTORF CT, O FALLON, IL 62269-1272

Mortgage

Document Number	0A02739988
Date	Mar 21, 2022
Instrument	A02739988

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	237 Months
Due	Dec 3, 2041

Interest

Rate	3.04%
Index	LIBOR

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,217.00	$127,869 (+34.34%) Land $17,479 Building $110,390	$383,607 (+34.34%) Land $52,437 Building $331,170
2022		$95,183 Land $13,011 Building $82,172	$285,549 Land $39,033 Building $246,516

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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