477 Gastorf Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 477 Gastorf Ct, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,236 sqft · built 1996
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Apr 2020)
Tax Bill	$10,162 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Jan 2018 Mortgage + 1 more
APN	`04-20-0-104-010`

Property Details

APN / Parcel Number

Primary APN	`04-20-0-104-010`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,236 sqft Living Area
Upper Floors Area	26 sqft
Basement Area	1,564 sqft
Finished Basement	400 sqft
Unfinished Basement	764 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Mixed
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	810 sqft
Deck Area	144 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	477 GASTORF CT
City	O FALLON
State	IL
Zip	62269-1272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDING CREEK EST4TH ADD LOT/SEC-110 A02648764
Legal Subdivision	WINDING CREEK
Legal Block	104
Legal Lot Number	110
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2001
Census Tract	504351

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	477 GASTORF CT, O FALLON, IL 62269-1272
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Warranty Deed, Transfer · VA Mortgage MCGLONE MTG
Jan 12, 2018	Deed of Trust, Mortgage · VA Mortgage HIGHLANDS RESID'L MTG
Jan 4, 2017	Warranty Deed, Transfer · VA Mortgage HIGHLANDS RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2020 · Amount on Record
Deed Sale	Apr 21, 2020 · Amount on Record
Prior Sale	Jan 4, 2017 · Amount on Record
Deed Document Number	20202648764
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 21, 2020
Property Address	477 GASTORF CT, O FALLON, IL 62269-1272
Document Number	00A2648764
Instrument Date	Apr 15, 2020
Instrument	2648764
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	SOUTHERN IL R/E TITLE CTR

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	477 GASTORF CT O FALLON IL 622691272, O FALLON, IL 62269-1272

Mortgage

Document Number	A2648765
Date	Apr 21, 2020
Instrument	2648765

Lender

Name	MCGLONE MTG
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	477 GASTORF CT, O FALLON, IL 62269-1272
Document Number	00A2564991
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Feb 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	477 GASTORF CT O FALLON IL 622691272, O FALLON, IL 62269-1272

Mortgage

Document Number	00A2564991
Date	Jan 18, 2018
Instrument	2564991

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2048

Interest

Rate Type	Fixed Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 4, 2017
Property Address	477 GASTORF CT, O FALLON, IL 62269-1272
Document Number	00A2522704
Instrument Date	Nov 17, 2016
Instrument	2522704
Transaction Type	Transfer
Record Updated	Apr 14, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$356.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	477 GASTORF CT O FALLON IL 622691272, O FALLON, IL 62269-1272

Mortgage

Document Number	A2522705
Date	Jan 4, 2017
Instrument	2522705

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,162.00	$146,985 (+34.34%) Land $19,740 Building $127,245	$440,955 (+34.34%) Land $59,220 Building $381,735
2022		$109,412 Land $14,694 Building $94,718	$328,236 Land $44,082 Building $284,154

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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