481 E Sunset Ridge Rd, Union, WA 98592 Property Records

Mason County property record for 481 E Sunset Ridge Rd, Union, WA 98592

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,460 sqft · built 1998
Lot Size	1.21 acres (53,143 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,897 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`42113-75-90092`

Property Details

APN / Parcel Number

Primary APN	`42113-75-90092`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,460 sqft Living Area
Gross Area	3,083 sqft
1st Floor Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	53,143 sqft
View / Lot	Road
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	95 sqft
Deck Area	312 sqft
Patio Area	312 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	481 E SUNSET RIDGE RD
City	UNION
State	WA
Zip	98592-9676
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5
Legal Description	TR 9-B OF SURV 10/81 TR 2 OF SP #2833 #637686
Legal Subdivision	SP 2833
Legal Tract	9-B,2
Legal Lot Number	2
Jurisdiction	MASON WA
Township / Civil Division	UNION-GRAPEVIEW
Census Block Group	3
Census Block	3023
Census Tract	960500

Owner

Source: Mason County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	481 E SUNSET RIDGE RD, UNION, WA 98592-9676
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Property Address	481 E SUNSET RIDGE RD, UNION, WA 98592-9676
Document Number	0002123556
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	MASON COUNTY TITLE INSURANCE, MASON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	481 E SUNSET RIDGE RD UNION WA 985929676, UNION, WA 98592-9676

Mortgage

Document Number	0002123556
Date	Dec 31, 2019
Instrument	2123556

Lender

Name	TWINSTAR CU
Type	Credit Union
Address	OLYMPIA, WA 98507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 30, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mason County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Mason County
Unified School District	Hood Canal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,595 (-0.19%) Land $63,065 Building $373,530	$436,595 (-0.19%) Land $63,065 Building $373,530
2025	$2,897.00 (+22.03%)
2024	$2,374.00 (-10.79%)	$437,445 (+9.58%) Land $50,450 Building $386,995	$437,445 (+9.58%) Land $50,450 Building $386,995
2023	$2,661.00
2022		$399,190 Land $47,950 Building $351,240	$399,190 Land $47,950 Building $351,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	23 (1982–2007)
Most Recent Claim	Dec 2007 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Heavy Rains, Snow Melt, Flooding, Land & Mud Slides, Mar 1997 · 6 claims Severe Winter Storms, Land & Muds Slides,flooding, Jan 1997 · 4 claims Severe Storms, High Wind, And Flooding, Nov 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hood Canal Communications Fiber	1,000 / 1,000