401 E Sunset Ridge Rd, Union, WA 98592 Property Records

Mason County property record for 401 E Sunset Ridge Rd, Union, WA 98592

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,768 sqft · built 2020
Lot Size	2.28 acres (99,317 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Aug 2021)
Tax Bill	$2,903 (2025)
Deeds & Mortgages	Aug 2021 Transfer Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`42113-75-90101`

Property Details

APN / Parcel Number

Primary APN	`42113-75-90101`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,768 sqft Living Area
Gross Area	2,500 sqft
1st Floor Area	1,768 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	99,317 sqft
View / Lot	Road
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	401 E SUNSET RIDGE RD
City	UNION
State	WA
Zip	98592-9676
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5
Legal Description	TRS 1-2 OF SP #2828 AF#637295 DPC #19-08 AF #2111962 S 46/185
Legal Subdivision	SP 2828
Legal Tract	1 thru 2
Legal Lot Number	1
Jurisdiction	MASON WA
Township / Civil Division	UNION-GRAPEVIEW
Census Block Group	3
Census Block	3023
Census Tract	960500

Owner

Source: Mason County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1811 111TH DR SE, LAKE STEVENS, WA 98258-7953
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Intrafamily Transfer, Transfer LAND TITLE COMPANY, LAND TITLE CO
Aug 20, 2021	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK
Jun 24, 2020	Deed of Trust, Mortgage · VA Mortgage PENINSULA COMMUNITY FCU
Apr 26, 2019	Warranty Deed, Construction Loan · Construction Mortgage PENINSULA COMMUNITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Prior Sale	Apr 26, 2019 · Amount on Record
Deed Document Number	20212164818
Prior Transfer Date	Aug 16, 2021
Prior Transfer Doc	0002164819
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MASON WA
Recording Date	Aug 20, 2021
Property Address	401 E SUNSET RIDGE RD, UNION, WA 98592-9676
Document Number	0002164819
Map Reference	AF 637294&637295
Instrument Date	Aug 16, 2021
Instrument	2164819
Transaction Type	Transfer
Record Updated	Jul 3, 2023
Title Company	LAND TITLE COMPANY, LAND TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1811 111TH DR SE, LAKE STEVENS, WA 98258-7953

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MASON WA
Recording Date	Aug 20, 2021
Property Address	401 E SUNSET RIDGE RD, UNION, WA 98592-9676
Document Number	0002164818
Map Reference	AF 637294
Instrument Date	Aug 16, 2021
Instrument	2164818
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	LAND TITLE COMPANY, LAND TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1811 111TH DR SE, LAKE STEVENS, WA 98258-7953

Mortgage

Document Number	0002164820
Date	Aug 20, 2021
Instrument	2164820

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Property Address	401 E SUNSET RIDGE RD, UNION, WA 98592-9676
Transaction Type	Mortgage
Record Updated	Jun 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002133203
Date	Jun 24, 2020
Instrument	2133203

Lender

Name	PENINSULA COMMUNITY FCU
Type	Credit Union
Address	SHELTON, WA 98584

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

April 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MASON WA
Recording Date	Apr 26, 2019
Property Address	401 E SUNSET RIDGE RD, UNION, WA 98592-9676
Document Number	0002109456
Map Reference	AF637294&637295
Instrument Date	Apr 22, 2019
Instrument	2109456
Transaction Type	Construction Loan
Record Updated	Jun 18, 2021
Title Company	LAND TITLE CO

Transaction

Amount	Amount Recorded
Tax	$378.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1008, SHELTON, WA 98584-1008

Mortgage

Document Number	0002109457
Date	Apr 26, 2019
Instrument	2109457

Lender

Name	PENINSULA COMMUNITY FCU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	132 Months
Due	Apr 1, 2030

Tax Assessment & Valuation

Source: Mason County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Mason County
Unified School District	Hood Canal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,680 (+0.1%) Land $85,295 Building $353,385	$438,680 (+0.1%) Land $85,295 Building $353,385
2025	$2,903.00 (+23.9%)	$438,260 (-) Land $68,235 Building $370,025	$438,260 (-) Land $68,235 Building $370,025
2024	$2,343.00 (-10.23%)	$438,260 (+11.95%) Land $68,235 Building $370,025	$438,260 (+11.95%) Land $68,235 Building $370,025
2023	$2,610.00
2022		$391,470 Land $61,560 Building $329,910	$391,470 Land $61,560 Building $329,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	23 (1982–2007)
Most Recent Claim	Dec 2007 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Heavy Rains, Snow Melt, Flooding, Land & Mud Slides, Mar 1997 · 6 claims Severe Winter Storms, Land & Muds Slides,flooding, Jan 1997 · 4 claims Severe Storms, High Wind, And Flooding, Nov 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hood Canal Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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