481 Denman Loop, Columbia, SC 29229 Property Records

Richland County property record for 481 Denman Loop, Columbia, SC 29229 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,936 sqft · built 2012
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$153,500 (Apr 2019)
Tax Bill	$399 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23215-01-28`

Property Details

APN / Parcel Number

Primary APN	`23215-01-28`
Alternative APNs	`R23215-01-28` `01941402`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,936 sqft Heated Area
Gross Area	2,696 sqft
1st Floor Area	768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01941402
Street Address	481 DENMAN LOOP
City	COLUMBIA
State	SC
Zip	29229-7050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 617 43.9X256X61X101.1X231.1 #SU CENTENNIAL @ LAKE CAROLINA PH 19
Legal Subdivision	CENTENNIAL @ L CAROLINA-VINYL
Legal Lot Number	43,617
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2002
Census Tract	11423

Owner

Source: Richland County records · APN 23215-01-28

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	481 DENMAN LOOP, COLUMBIA, SC 29229-7050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 02, 2022	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Feb 18, 2020	Deed of Trust, Mortgage · VA Mortgage ROUNDPOINT MTG SVCNG
Apr 03, 2019	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 03, 2019 · Amount on Record
Deed Sale	Apr 03, 2019 · Amount on Record
Prior Sale	May 15, 2012 · Amount on Record
Deed Document Number	201922541
Deed Book / Page	2383 / 858
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	481 DENMAN LOOP, COLUMBIA, SC 29229-7050
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025883232
Date	Feb 22, 2021
Book Page	2588/3232
Instrument	2021010996

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jul 01, 2050

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	481 DENMAN LOOP, COLUMBIA, SC 29229-7050
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027923206
Date	Nov 02, 2022
Book Page	2792/3206
Instrument	2022060986

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	481 DENMAN LOOP, COLUMBIA, SC 29229-7050
Document Number	2472/1787
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 DENMAN LOOP COLUMBIA SC 292297050, COLUMBIA, SC 29229-7050

Mortgage

Document Number	2472/1787
Date	Feb 26, 2020
Book Page	002472/001787
Instrument	10866

Lender

Name	ROUNDPOINT MTG SVCNG
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Apr 03, 2019
Property Address	481 DENMAN LOOP, COLUMBIA, SC 29229-7050
Document Number	2383/0858
Book / Page	002383 / 000858
Instrument Date	Mar 27, 2019
Instrument	22541
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$567.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 DENMAN LOOP COLUMBIA SC 292297050, COLUMBIA, SC 29229-7050

Mortgage

Document Number	2383/0861
Date	Apr 03, 2019
Book Page	002383/000861
Instrument	22542

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 02, 2049

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$399.00 (+8.42%)		$226,400 (+53.8%) Land $34,000 Building $192,400
2023	$368.00 (-93.22%)		$147,200 (-4.1%) Land $25,000 Building $122,200
2021	$5,427.00	$6,140	$153,500 Land $25,000 Building $128,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114232, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 32% of the US · above 6% of South Carolina
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 410 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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