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481 Denman Loop, Columbia, SC 29229 Property Records

Richland County property record for 481 Denman Loop, Columbia, SC 29229

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,936 sqft · built 2012
Lot Size0.48 acres (20,909 sqft)
OwnerIndividual Name on File
Last Sale$153,500 (Apr 2019)
Tax Bill$399 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Nov 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN23215-01-28

Property Details

APN / Parcel Number

Primary APN23215-01-28
Alternative APNs
  • R23215-01-28
  • 01941402

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,936 sqft Heated Area
Gross Area2,696 sqft
1st Floor Area768 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,909 sqft (0.48 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area192 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01941402
Street Address481 DENMAN LOOP
CityCOLUMBIA
StateSC
Zip29229-7050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 617 43.9X256X61X101.1X231.1 #SU CENTENNIAL @ LAKE CAROLINA PH 19
Legal SubdivisionCENTENNIAL @ L CAROLINA-VINYL
Legal Lot Number43,617
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2002
Census Tract11423

Owner

Source: Richland County records · APN 23215-01-28

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address481 DENMAN LOOP, COLUMBIA, SC 29229-7050
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Nov 02, 2022Deed of Trust, Mortgage · VA Mortgage
THE FEDERAL SAVINGS BANK
Feb 18, 2020Deed of Trust, Mortgage · VA Mortgage
ROUNDPOINT MTG SVCNG
Apr 03, 2019Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 03, 2019 · Amount on Record
Deed SaleApr 03, 2019 · Amount on Record
Prior SaleMay 15, 2012 · Amount on Record
Deed Document Number201922541
Deed Book / Page2383 / 858
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address481 DENMAN LOOP, COLUMBIA, SC 29229-7050
Transaction TypeMortgage
Record UpdatedApr 11, 2024
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025883232
DateFeb 22, 2021
Book Page2588/3232
Instrument2021010996
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term353 Months
DueJul 01, 2050

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address481 DENMAN LOOP, COLUMBIA, SC 29229-7050
Transaction TypeMortgage
Record UpdatedApr 11, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0027923206
DateNov 02, 2022
Book Page2792/3206
Instrument2022060986
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60639
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2052

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address481 DENMAN LOOP, COLUMBIA, SC 29229-7050
Document Number2472/1787
Instrument DateFeb 18, 2020
Transaction TypeMortgage
Record UpdatedMar 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address481 DENMAN LOOP COLUMBIA SC 292297050, COLUMBIA, SC 29229-7050

Mortgage

Document Number2472/1787
DateFeb 26, 2020
Book Page002472/001787
Instrument10866
Lender
NameROUNDPOINT MTG SVCNG
TypeMortgage Company
AddressFORT MILL, SC 29715
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 25, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHLAND SC
Recording DateApr 03, 2019
Property Address481 DENMAN LOOP, COLUMBIA, SC 29229-7050
Document Number2383/0858
Book / Page002383 / 000858
Instrument DateMar 27, 2019
Instrument22541
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$567.95
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address481 DENMAN LOOP COLUMBIA SC 292297050, COLUMBIA, SC 29229-7050

Mortgage

Document Number2383/0861
DateApr 03, 2019
Book Page002383/000861
Instrument22542
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 02, 2049

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$399.00 (+8.42%)$226,400 (+53.8%) Land $34,000 Building $192,400
2023$368.00 (-93.22%)$147,200 (-4.1%) Land $25,000 Building $122,200
2021$5,427.00$6,140$153,500 Land $25,000 Building $128,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114232, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 410 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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