473 Denman Loop, Columbia, SC 29229 Property Records

Richland County property record for 473 Denman Loop, Columbia, SC 29229

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,282 sqft · built 2013
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jun 2024)
Tax Bill	$2,610 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23215-01-26`

Property Details

APN / Parcel Number

Primary APN	`23215-01-26`
Alternative APNs	`R23215-01-26` `01941386`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,282 sqft Heated Area
Gross Area	2,844 sqft
1st Floor Area	950 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	162 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01941386
Street Address	473 DENMAN LOOP
City	COLUMBIA
State	SC
Zip	29229-7050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Description	LOT 615 43.9X135.3X91.2X174.6 #SU CENTENNIAL @ LAKE CAROLINA PH 19
Legal Subdivision	CENTENNIAL @ L CAROLINA-VINYL
Legal Phase	19
Legal Lot Number	43,615
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2002
Census Tract	11423

Owner

473 Denman Loop is owned and occupied by two individuals who bought it in June 2024.

Source: Richland County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	473 DENMAN LOOP, COLUMBIA, SC 29229-7050
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Dec 9, 2020	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2024 · Amount on File
Deed Sale	Jun 21, 2024 · Amount on File
Prior Sale	Dec 9, 2020 · Amount on File
Deed Document Number	202427610
Deed Book / Page	2934 / 174
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	473 DENMAN LOOP, COLUMBIA, SC 29229-7050
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	473 DENMAN LOOP, COLUMBIA, SC 29229-7050

Mortgage

Document Number	0030743725
Date	Nov 17, 2025
Book Page	3074/3725
Instrument	2025055073

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Sep 1, 2054

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Dec 9, 2020
Property Address	473 DENMAN LOOP, COLUMBIA, SC 29229-7050
Document Number	2560/3313
Book / Page	002560 / 003313
Instrument Date	Sep 16, 2020
Instrument	68354
Transaction Type	Transfer
Record Updated	Feb 23, 2021
Title Company	OTHER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$722.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	473 DENMAN LOOP COLUMBIA SC 292297050, COLUMBIA, SC 29229-7050

Mortgage

Document Number	2560/3317
Date	Dec 9, 2020
Book Page	002560/003317
Instrument	68355

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 473 Denman Loop was $2,610, down 64.8% from the year before.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,610.00 (-64.85%)	$7,800 (-96.52%)	$265,000 (+4.58%) Land $34,000 Building $231,000
2024	$7,425.00 (+278.25%)	$224,300 (+2,775.64%)	$253,400 (+29.95%) Land $34,000 Building $219,400
2023	$1,963.00 (-49.54%)	$7,800	$195,000
2022	$3,890.00 (+98.88%)
2021	$1,956.00	$7,800	$195,000 Land $25,000 Building $170,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 473 Denman Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 473 Denman Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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