481 Central Ave, Milton, MA 02186 Property Records

Norfolk County and Milton Town property record for 481 Central Ave, Milton, MA 02186

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,889 sqft · built 1872
Lot Size	0.157 acres (6,843 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Apr 2006)
Tax Bill	$8,123 (2025)
Deeds & Mortgages	Jan 2024 Transfer Aug 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MILT M:D B:037 L:13`

Property Details

APN / Parcel Number

Primary APN	`MILT M:D B:037 L:13`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,889 sqft Living Area
Gross Area	3,469 sqft
Basement Area	883 sqft
Unfinished Basement	883 sqft

Exterior

Year Built	Built 1872
Effective Year Built	Effective 1872
Architectural Style	Colonial
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,843 sqft (0.157 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	481 CENTRAL AVE
City	MILTON
State	MA
Zip	02186-3236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Block	37
Legal Lot Number	13
Jurisdiction	MILTON MA
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3002
Census Tract	416200

Owner

Source: Norfolk County and Milton Town records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	481 CENTRAL AVE, MILTON, MA 02186-3236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 24, 2018	Deed of Trust, Mortgage LATITUDE CAPITAL LLC
Apr 17, 2019	Deed of Trust, Mortgage · Commercial Mortgage LATITUDE CAPITAL LLC
Sep 23, 2020	Deed of Trust, Mortgage FIVE GUYS INV GRP LLC
Nov 21, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance ABSM AMERICAN BANCSHARES MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2006 · Amount on Record
Deed Sale	Apr 18, 2006 · Amount on Record
Prior Sale	Sep 12, 1997 · Amount on Record
Deed Book / Page	23582 / 336
Last Transfer Date	Jan 11, 2024
Transfer Doc	041597-300
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Jan 12, 2024
Property Address	481 CENTRAL AVE, MILTON, MA 02186-3236
Document Number	041597-300
Book / Page	41597 / 300
Instrument Date	Jan 11, 2024
Instrument	2245
Transaction Type	Transfer
Record Updated	Jan 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	481 CENTRAL AVE, MILTON, MA 02186-3236

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	481 CENTRAL AVE, MILTON, MA 02186-3236
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36248-270
Date	Aug 24, 2018
Book Page	36248/270
Instrument	75620

Lender

Name	LATITUDE CAPITAL LLC

Agreement

Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	481 CENTRAL AVE, MILTON, MA 02186-3236
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36731-247
Date	Apr 17, 2019
Book Page	36731/247
Instrument	27925

Lender

Name	LATITUDE CAPITAL LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	481 CENTRAL AVE, MILTON, MA 02186-3236
Document Number	38387-224
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 CENTRAL AVE MILTON MA 021863236, MILTON, MA 02186-3236

Mortgage

Document Number	38387-224
Date	Sep 25, 2020
Book Page	038387/000224
Instrument	101477

Lender

Name	FIVE GUYS INV GRP LLC

Agreement

Amount	Amount Recorded

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Nov 21, 2019
Property Address	481 CENTRAL AVE, MILTON, MA 02186-3236
Document Number	37367-518
Book / Page	37367 / 518
Instrument Date	Nov 16, 2019
Instrument	108576
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	481 CENTRAL AVE, MILTON, MA 02186-3236

Mortgage

Document Number	37367-522
Date	Nov 21, 2019
Book Page	37367/522
Instrument	108577

Lender

Name	ABSM AMERICAN BANCSHARES MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Norfolk County and Milton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Milton Town
Unified School District	Milton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,123.00 (+3.04%)	$732,500 (+1.47%) Land $373,000 Building $359,500	$980,020
2024	$7,883.00 (+2.36%)	$721,900 (+6.87%) Land $355,100 Building $366,800
2023	$7,701.00	$675,500 Land $338,400 Building $337,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1978–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER DEPT. (MWRA) serves 28,630 people · EPA ID MA3189000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Netafy Fixed Wireless	600 / 150

May also be available: T-Mobile.

Nearby Properties on Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures