472 Central Ave, Milton, MA 02186 Property Records

Norfolk County and Milton Town property record for 472 Central Ave, Milton, MA 02186

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,498 sqft · built 1936
Lot Size	0.118 acres (5,144 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Apr 2019)
Tax Bill	$9,381 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MILT M:D B:039 L:1`

Property Details

APN / Parcel Number

Primary APN	`MILT M:D B:039 L:1`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,498 sqft Living Area
Gross Area	2,288 sqft
Basement Area	650 sqft
Unfinished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1941
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,144 sqft (0.118 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	472 CENTRAL AVE
City	MILTON
State	MA
Zip	02186-3231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Block	39
Legal Lot Number	1
Jurisdiction	MILTON MA
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3005
Census Tract	416200

Owner

Source: Norfolk County and Milton Town records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	472 CENTRAL AVE, MILTON, MA 02186-3231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC
Nov 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DIRECT CU
Apr 12, 2019	Quit Claim Deed, Transfer · Conventional with PMI KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2019 · Amount on Record
Deed Sale	Apr 12, 2019 · Amount on Record
Prior Sale	Jun 29, 2007 · Amount on Record
Deed Document Number	201926535
Deed Book / Page	36721 / 488
Prior Transfer Date	Apr 9, 2019
Prior Transfer Doc	36721-488
Record Updated	Oct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Jun 13, 2022
Property Address	472 CENTRAL AVE, MILTON, MA 02186-3231
Document Number	040607-208
Book / Page	40607 / 208
Instrument Date	Jun 13, 2022
Instrument	51968
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	472 CENTRAL AVE, MILTON, MA 02186-3231

Mortgage

Document Number	0000051969
Date	Jun 13, 2022
Instrument	51969

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jul 1, 2032
Max Rate At Change	2.5%
Index	1-Year CMT

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	472 CENTRAL AVE, MILTON, MA 02186-3231
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38609-409
Date	Nov 16, 2020
Book Page	38609/409
Instrument	126931

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Apr 12, 2019
Property Address	472 CENTRAL AVE, MILTON, MA 02186-3231
Document Number	36721-488
Book / Page	036721 / 000488
Instrument Date	Apr 9, 2019
Instrument	26535
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	472 CENTRAL AVE MILTON MA 021863231, MILTON, MA 02186-3231

Mortgage

Document Number	36721-491
Date	Apr 12, 2019
Book Page	036721/000491
Instrument	26536

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2049

Tax Assessment & Valuation

Source: Norfolk County and Milton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Milton Town
Unified School District	Milton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,381.00 (+2.09%)	$845,900 (+0.52%) Land $370,500 Building $475,400	$1,061,815
2024	$9,189.00 (+13.98%)	$841,500 (+18.99%) Land $352,800 Building $488,700
2023	$8,062.00	$707,200 Land $320,100 Building $387,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1978–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER DEPT. (MWRA) serves 28,630 people · EPA ID MA3189000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Netafy Fixed Wireless	600 / 150

May also be available: T-Mobile.

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