481 Bernard Ave, Saint Henry, OH 45883 Property Records

Mercer County property record for 481 Bernard Ave, Saint Henry, OH 45883 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,328 sqft · built 1973
Lot Size	0.353 acres (15,400 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Dec 2009)
Tax Bill	$3,996 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-067400.0000`

Property Details

APN / Parcel Number

Primary APN	`23-067400.0000`
Alternative APN	`11-16-456-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,328 sqft Living Area
Basement Area	888 sqft
Finished Basement	888 sqft
Unfinished Basement	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	15,400 sqft (0.353 acres)
Lot Dimensions	140 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	481 BERNARD AVE
City	SAINT HENRY
State	OH
Zip	45883-9536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERNARD SECOND ADDITION ALSO 15 FT N END LOT 25 LOT#: 26
Legal Subdivision	BERNARD SECOND ADDITION
Legal Lot Number	25
Jurisdiction	MERCER OH
Township / Civil Division	GRANVILLE
Census Block Group	2
Census Block	2029
Census Tract	967900

Owner

Source: Mercer County records · APN 23-067400.0000

Assessment roll updated February 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	481 BERNARD AVE, SAINT HENRY, OH 45883-9536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 2009 · Amount on Record
Deed Sale	Dec 29, 2009 · Amount on Record
Deed Document Number	20098234
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	481 BERNARD AVE, SAINT HENRY, OH 45883-9536
Transaction Type	Mortgage
Record Updated	Mar 05, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 BERNARD AVE, SAINT HENRY, OH 45883-9536

Mortgage

Document Number	202600000827
Date	Feb 20, 2026
Instrument	202600000827

Lender

Name	THE ST HENRY BANK
Type	Bank
Address	SAINT HENRY, OH 45883

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 09, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mercer County records · Assessment roll updated February 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Granville Township
Municipality	St. Henry Village
Unified School District	St. Henry Consolidated Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,996.00 (+2.07%)	$117,640 (-) Land $16,100 Building $101,540
2023	$3,915.00 (+4.12%)	$117,640 (+16.98%) Land $16,100 Building $101,540	$336,100 (+16.99%) Land $46,000 Building $290,100
2022	$3,760.00	$100,560 Land $10,220 Building $90,340
2020			$287,300 Land $29,200 Building $258,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mercer County (39107C), updated May 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.