462 Bernard Ave, Saint Henry, OH 45883 Property Records

Mercer County property record for 462 Bernard Ave, Saint Henry, OH 45883

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,020 sqft · built 1986
Lot Size	0.307 acres (13,395 sqft)
Owner	2 Individual Names on Record
Last Sale	$107,142 (Sep 2006)
Tax Bill	$4,062 (2025)
Deeds & Mortgages	Nov 2017 Transfer Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-067800.0000`

Property Details

APN / Parcel Number

Primary APN	`23-067800.0000`
Alternative APN	`11-16-453-029`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,020 sqft Living Area
Basement Area	858 sqft
Finished Basement	858 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	13,395 sqft (0.307 acres)
Lot Dimensions	141 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	462 BERNARD AVE
City	SAINT HENRY
State	OH
Zip	45883-9535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERNARD SECOND ADDITION LOT #30
Legal Subdivision	BERNARD SECOND ADDITION
Legal Lot Number	30
Jurisdiction	MERCER OH
Township / Civil Division	GRANVILLE
Census Block Group	2
Census Block	2026
Census Tract	967900

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	462 BERNARD AVE, SAINT HENRY, OH 45883-9535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2017	Intrafamily Transfer, Transfer ATTORNEY
Mar 27, 2017	Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2006 · Amount on Record
Deed Sale	Sep 21, 2006 · Amount on Record
Deed Document Number	20065645
Last Transfer Date	Oct 30, 2017
Transfer Doc	0000005166
Record Updated	Sep 20, 2026

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCER OH
Recording Date	Nov 3, 2017
Property Address	462 BERNARD AVE, SAINT HENRY, OH 45883-9535
Document Number	201700005166
Map Reference	MB10 PG37
Instrument Date	Oct 30, 2017
Instrument	201700005166
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	462 BERNARD AVE, SAINT HENRY, OH 45883-9535

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	462 BERNARD AVE, SAINT HENRY, OH 45883-9535
Transaction Type	Mortgage
Record Updated	Apr 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700001397
Date	Mar 27, 2017
Instrument	201700001397

Lender

Name	THE PEOPLES BANK CO
Type	Bank
Address	COLDWATER, OH 45828

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 20, 2027

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Granville Township
Municipality	St. Henry Village
Unified School District	St. Henry Consolidated Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,062.00 (+2.06%)	$119,530 (-) Land $13,900 Building $105,630
2024		$119,530 (-) Land $13,900 Building $105,630
2023	$3,980.00 (+5.68%)	$119,530 (+18.7%) Land $13,900 Building $105,630	$341,500 (+18.7%) Land $39,700 Building $301,800
2022	$3,766.00	$100,700 Land $8,820 Building $91,880
2020			$287,700 Land $25,200 Building $262,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST HENRY VILLAGE serves 2,596 people · EPA ID OH5401312
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber · Fixed Wireless	2,000 / 2,000
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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